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Dinghy insurance

There are plenty of dinghy insurance policies on the market, but few that have been designed with the needs of a dinghy owner in mind. At Towergate Mardon we specialise in bespoke dinghy insurance.

Remember you can speak to one of our specialist dinghy insurance advisors to discuss getting the right level of cover in place, or you can get a quote strait away via our website.

We have divided our insurance4dingies product into 3 categories – this way you will get the right level of insurance cover for your dinghy.

Choose the dinghy insurance cover that is right for you:

Key features of our dinghy insurance

Dinghy insurance and multi hull insurance Bronze Silver Gold
Cover for racing at open meetings, nationals and European championships no no yes
Refund of entry fee if the open meeting is abandoned due to poor wind conditions no no yes
Cover for racing at club level no yes yes
Personal belongings cover of up to £350 yes yes yes
'New for old' for mast and sails yes yes yes
Cover for use in the inland and coastal waters of the UK and Europe (up to 30 days) yes yes yes
£3 million third party liability yes yes yes
Personal accident, accidental death or injury cover of up to £10,000 yes yes yes
Transit cover included yes yes yes
Option to purchase legal expenses cover of up to £100,000 for only £5! yes yes yes
Access to a nationwide network of repairers yes yes yes

Policy excess of our dinghy insurance

  • Starting at £35 depending on type of dinghy

Key exclusions of our dinghy insurance

  • Wear and tear
  • Corrosion
  • Loss of value to your dinghy because of age and use
  • Loss of value to your dinghy after it has been repaired
  • Scratching, denting or bruising while your dinghy is being transported
Maintenance tips for your Dinghy
Policy documents Filesize
Summary of cover
A two-page summary of the main areas covered under the dinghy insurance policy.
PDF/269kb
Policy wording
The cover provided under the dinghy insurance policy in its entirety.
PDF/643kb
Terms of business
A summary of how we manage our business transactions.
PDF/48kb
Get a quote for dinghy insurance Maintenance tips for your Dinghy
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If you use your dinghy as a cruising sailor Get a quote

If you are racing at club level Get a quote

If you are racing at national or championship level Get a quote

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