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Key features of our dinghy insurance
Dinghy Insurance
We understand sailors use their dinghies and multi-hulls for
different purposes, which is why our insurance4dinghies product
lets you choose and pay for the level of dinghy insurance cover which best suits your
needs.
If you don’t use your dinghy or multi-hull for racing, opt for
our cheaper and more basic Bronze package. If you do race, but only
at club level, choose our mid-range Silver package, which offers
racing risks cover but at a mid-range price. And, if you’re really
into sailing and attend Open Meetings, Nationals and European or
World Championships, we offer full racing risks cover under our
Gold package.
| Dinghy insurance and multi hull insurance |
Bronze |
Silver |
Gold |
| Cover for racing at Open Meetings, Nationals and European
championships |
no |
no |
yes |
| Refund of entry fee if the open meeting is abandoned due to
poor wind conditions |
no |
no |
yes |
| Cover for racing at club level |
no |
yes |
yes |
| Personal belongings cover of up to £350 |
yes |
yes |
yes |
| 'New for old' for mast and sails |
yes |
yes |
yes |
| Cover for use in the inland and coastal waters of the UK and
Europe (up to 30 days) |
yes |
yes |
yes |
| £3 million third party liability |
yes |
yes |
yes |
| Personal accident, accidental death or injury cover of up to
£10,000 |
yes |
yes |
yes |
| Transit cover included |
yes |
yes |
yes |
| Option to purchase legal expenses cover of up to £100,000 for
only £5! |
yes |
yes |
yes |
| Access to a nationwide network of repairers |
yes |
yes |
yes |
You can choose a six or 12 month policy and if you’re a member
of a class association or sailing club who partners with us,
there’s a further 10% discount!
Plus you’ll receive an instant decision regarding your dinghy
insurance claim over the phone and have access to a network of
nationwide repairers.
Policy excess of our dinghy insurance
- Starts at £35, depending on dinghy-type
Got any specific questions about our Dinghy insurance? Visit our
FAQ page.
