Motor Boat Insurance

Cover summary - Motor Boat insurance

Towergate Insurance provides motor boat insurance for a number of makes and models. You can choose between platinum, gold, silver or bronze motor boat insurance cover – depending on your personal requirements. A perfect way of making sure you get the right level of cover in place.

Our motor boat insurance includes cover for motor cruisers, fast fishers, sports cruisers and sports boats.

Key Features of our motor boat insurance:

  • Choose tiered levels of cover; platinum, gold, silver or bronze
  • Legal expenses cover included
  • Third party liability cover up to £3m
  • Optional water skiing liability cover available
  • Network of nationwide repairers
  • Transit cover (for boats on trailers)
  • Cover for damage to underwater gear - this is dependent on the level of cover (Platinum / Gold)
  • 30 days foreign use for boats taken abroad on trailer
  • Accidental damage (including fire and theft) and third party cover available (included with Platinum / Gold cover)
  • Personal accident cover up to £15,000 (optional)
  • Extended cruising range available including Mediterranean

Policy excess

You can choose the excess you want to meet your specific requirements. Just ask us for details.

Key exclusions of our motor boat insurance

  • Wear and tear
  • Corrosion
  • Loss of value because of age and use
  • Loss of value to your boat after it has been repaired
  • Scratching, denting or bruising while your boat is being transported
Motor boat insurance

Towergate insuranceit's personal

  • Personal accident
  • Network of nationwide repairers
  • Tiered levels of cover; Platinum, Gold, Silver and Bronze
  • Underwater gear (on Gold or Platinum cover)
  • Third party liability
  • In-house claims service
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