Details - Motor Boat Insurance

Towergate Insurance has over 30 years' experience in insuring motor boats.

We provide prompt, efficient and friendly service from our experienced and knowledgeable staff, whilst giving you one of the most complete motor boat insurance policies available. Our motor boat insurance includes: motor cruiser insurance, fast fisher insurance, sports boat insurance and sports cruiser insurance.

You can choose the level of motor boat insurance that suits you best. Choose platinum, gold, silver or bronze, depending on how you use your motor boat.

Key policy features of our motor boat insurance

  • Loss or damage caused by accidental damage, fire, theft, malicious damage and negligence
  • Transit cover included automatically for trailered boats
  • Cover provided for damage to stern drives and outboard motors whilst in use
  • Cover available for up to 30 days free of charge in Europe in any one period of insurance
  • Third party liability cover for £3m
  • Optional cover available for water skiers liability and towing of toys liability; this covers up to two people being towed at any one time
  • Legal expenses cover with a 24 hour helpline

* limited to a maximum of 30 days outside the UK and Ireland.

Key policy exclusions of our motor boat insurance

  • Wear and tear
  • Corrosion
  • Loss of value because of age and use
  • Loss of value to your boat after it has been repaired
  • Scratching, denting or bruising while your boat is being transported
motor cruiser insurance

Towergate insuranceit's personal

  • Personal accident
  • Network of nationwide repairers
  • Tiered levels of cover; Platinum, Gold, Silver and Bronze
  • Underwater gear (on Gold or Platinum cover)
  • Third party liability
  • Awarding winning in-house claims service
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