Here are some of the questions we are often asked. If you can’t
find the answer to your question, please call us and talk to our
helpful, RYA trained team.
Does the policy include Water Skiing?
Not as standard. We can include water skiing liability cover as
an optional extra.
If you intend to tow skiers make sure you have taken the option
for water-skiers liability. This will cover the third party
liability to, and of, skiers being towed behind your boat. It would
also include wakeboards and inflatable toys up to 2 person
capacity.
Am I covered if I take my sports boat or motor cruiser outside
of the UK?
You are covered for up to 30 days. If you are lucky enough to
have the oppurtunity to take your boat out for longer, speak to one
of our specialist advisors to make sure you get cover.
My policy has an excess, does it increase if I damage my boats’
underwater stern gear?
If Platinum cover is selected, there is no increased excess for
this type of claim; the excess is double for claims on Gold
cover.
Do I need a specific wheel clamp for my trailer?
Your marine dealer or chandler should be able to recommend a
secure product. We do not insist on specific manufacturers, but it
should be a recognized make, preferably with a "Sold Secure"
logo.
I have a second home in Spain. Can I leave my boat there all
year round?
As long as you tell us and we are happy with the security
arrangements, it will be covered. We would normally charge an
increased premium.
What’s the policy excess?
You can choose the excess you want to meet your specific
requirements. Just ask us for details.
