Details - Yacht Insurance

Details

Our yacht insurance is designed to give total peace of mind – it’s extensive enough to cover most eventualities, yet flexible enough to take into account differing needs. That’s why we won’t charge you an excess or touch your No Claims Discount if your yacht’s damaged whilst in its permanent marina berth and we’ll insure you if racing or extending your cruising range.

Find out more about the policy benefits below and if you have any queries, give us a call. If you have any specific questions relating to yacht insurance, check out our FAQ page – we may have covered them here.

Key Features of our yacht insurance

  • Extensive all-year-round cover, yet tailor-made to meet your needs
  • £3m third-party liability
  • Automatic cover for Personal Accident – up to £10,000 for yourself and your passengers
  • Loss or damage caused by accidental damage, fire, theft, malicious damage and negligence
  • Hull cover, including superstructure fittings, machinery and equipment
  • Theft – including tenders and equipment
  • Legal Expenses and 24-hour helpline
  • We’ll insure if racing or extending cruising range
  • In-house claims service with a national network of repairers
  • Discounts for certain marina locations
  • If your boat’s damaged whilst in its permanent marina berth, we won’t charge you an excess and it won’t affect your No Claims Discount.

Policy Excess

  • Starts at £150

Key Exclusions of our Yacht Insurance

  • Wear and tear
  • Corrosion
  • Loss of yacht value due to age and use
  • Loss of yacht value following repair
  • Loss or damage to masts, spars, sails and rigging whilst racing, unless previously agreed
  • Sails split by the wind or blown away whilst being set (unless attached spars also damaged)

Got any specific questions about yacht Insurance? Visit our FAQ page.

Yacht Insurance

Towergate insuranceit's personal

  • £3m third-party liability
  • Legal Expenses and 24-hour helpline
  • Optional racing risks extension
  • In-house claims service with a national network of repairers
  • Discounts for certain marina locations
  • Get a quote and buy online today
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