Business Insurance

Business Insurance

  • Including liability cover for over 750 professions
  • Compare business insurance quotes from a panel of leading insurers
  • Get an instant online quote within 5 minutes
  • UK based customer service centre

Business Insurance

At Towergate, we are experts in the field of business insurance, offering a vast range of business and liability insurance policies for over 750 professions. We provide a personal service to 4 million+ customers, from tradesman to shop owners and many others.

Business Insurance built around your needs

Our business insurance policies will give you the peace of mind to know that should the worst happen, you, your business, your employees and your customers are covered. We have made the claims process as simple as possible, so that in the event of you needing to make a claim, you can get it resolved quickly and effortlessly – and with the minimum of disruption to your business. Hundreds of businesses all across the UK trust us to take care of all their business insurance needs.

Why do you need Business Insurance?

There is more to business insurance than simply protecting your revenue and premises. As a business owner, you also have a responsibility to your customers, members of the public and any staff you employ. If someone is injured or their property is damaged at the fault of your business, they could choose to take legal action. With business liability cover in place the financial repercussions of a claim made against you can be kept to a minimum.

All of our policies are designed around your business needs and we take pride in offering quick and competitive business insurance quotes. Receive a quote and buy online today, or for more information on the services we provide, get in touch with one of our friendly advisors.

Ageas Groupama Insurances Liverpool Victoria MMA Insurance
NIG RSA Towergate Insurance Zurich

No matter what the size or nature of your business, we will work with you to design a policy that will help you realise the maximum potential of your business. Find out more about our range of business insurance products below:

Marine Trade

Towergate Insurance are recognised within the insurance industry as being specific supplier of marine trade insurance, and with 30 years specialist knowledge of marine trade risks with strong connections within the marine industry. Towergate Mardon insures a wide range of marine trades from self employed marine engineers, RYA training centres, through to boat builders and manufacturers.

Residential Landlord

If you let your property out to a professional couple, a group of students or a single individual then our residential landlord insurance could be for you. Our cover includes if you choose to let out your property via an agency or privately and includes accidental damage as standard.

Home Business

If you are someone who sees business clients in your home; you may be surprised to learn that if a client is injured in, inflicts damage to, or steals from your home, you may not be covered under your existing home insurance.

At Towergate Insurance, we specialise in providing insurance for your home, if you use it as a place of work.

Tradesman

Our Tradesman insurance covers everything a tradesman is likely to need, in one, great value policy. From one-man bands, to teams of tradesmen, from builders to bakers, our policy is as flexible as the range of trades it covers.

Our Tradesman cover protects your tools, materials and public and products liability. Plus it can be extended to cover temporary workers, equipment hire and contract works. So you know that you can concentrate on doing a great job, while we take care of your insurance.

Property Owners

Normal home insurance hasn’t been designed with the business Property Owner in mind. Often it doesn’t cover loss of rental income or Employees liability. Which is where our Property Owners cover is different.

Created to give landlords and owners of business premises the total cover they need, Property Owners insurance from Towergate includes everything from buildings damage to Employee liability. And because our policy is underwritten by a consortium of leading UK insurers, you know that your property is in safe hands.

Shop

Our Shop insurance policy covers all the insurance shop owners are likely to need – keeping things simple and keeping your premiums low. It’s suitable for all types of shops, from high street stores to corner shops, and includes everything from business interruption to Employers liability.

At Towergate, we have worked with hundreds of shop owners, all across the UK. So we understand your unique needs. We know that an off-the-shelf solution simply won’t work for you. Which is why we will work with you to create a tailor made package that gives you exactly the right level of cover.

Pub and Restaurant

Running a pub or restaurant comes with great rewards. But it also comes with inherent risks. After all, whenever you’re dealing with the public the unforeseen can, and does, happen. And you want to make sure that you and your customers are protected. Which is where our Pubs and Restaurants insurance cover can help.

Our policy has been designed with the individual needs of the Pub and Restaurant owner in mind. From buildings insurance to Employers and Public liability, we can design the perfect policy for your needs.

Office and Surgery

From accountants and lawyers to doctors and vets, the one thing in common is the need for peace of mind when it comes to your business. Which is exactly what our Office and Surgery insurance has been designed to deliver.

Flexible enough to cover the needs of all kinds of businesses and medical practices, it includes everything from Public liability to legal costs. And it can be adapted to give you even greater cover, should you require. At Towergate, we’ve provided insurance for businesses and the medical profession for over 35 years. So you know that your office or surgery will be in safe hands with us.

Hotel and Guesthouse

When you’re running a hotel or guesthouse, you want your customers to feel at home. But you also need to make sure that your insurance is in exactly the right place.

Whether you have an established hotel business, or are just entering the hospitality trade for the first time, we can provide the perfect Hotel and Guesthouse insurance to meet your individual needs. From buildings cover to Public liability, we can make sure that you and your guests have total peace of mind.

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