Insurance cover for Home Businesses
Home business insurance to suit a variety of occupations, this
insurance policy offers a range of both standard and optional
covers. If you run a business from home - whether it is a bed and
breakfast or you are a child minder, or a tutor, then you have come
to the right place!
If you run a business from home than you will need specialist
cover for your buildings and/or contents insurance. Towergate
Insurance is a leading home insurance specialist and our
professional, friendly staff are always willing to help you find
the right cover for your needs.
Key features of our home business insurance
- Property Owners, Occupiers and Personal Liability cover can be
extended
- We cover employed family members
- We cover office equipment up to £3,000, can be extended to
£10,000 (clerical equipment used in connection with the business -
computer, fax, telephone, photocopier, typewriter, word processer,
telecommunications equipment and office furniture)
- Buildings and contents insured on normal terms
Our business home insurance cover also provides the option to
insure office equipment which is used specifically for your
business, such as fax machines, computers and telephones.
Exclusions
- Stock
- Tools of the trade or business equipment except for office
equipment
- Money taken in connection with the business or trade
- The first £250 for escape of water claims, £1,000 for
subsidence/heave/landslip claims and £50 for all other claims
