Office Insurance FAQs
Can you cover my equipment outside of the office?
Yes we are able to offer an “All Risks” section to our office
package. This will cover items taken outside of the insured
business premises i.e. a laptop used for external meetings.
Do I have to be trading for a number of years to be able to get
cover?
No, our range of insurance packages enables us to deliver the
right solution for both start ups as well as established
businesses.
I work from home, do I still need an office insurance
policy?
Yes. You will need to cover your business equipment if this is
not covered by your home insurance. You will also need to cover
your liabilities resulting from your business activities (this is
excluded from most home insurance policies).
Water has leaked into my shop from the flat upstairs. Do I need
to advise my own insurers or shall I just claim against the
upstairs neighbours?
You should notify your insurers of any damage to your property
even if you think someone else may be responsible. Do not assume
that just because the damage was caused by someone else that they
are legally liable. The law allows for genuine and fortuitous
events and also bear in mind that they might not be insured or in a
financial position to pay for your damage.
