FAQ - Public liability insurance
I have heard that someone wants to make a claim against me what
do I do now?
As soon as you become aware of a claim or potential claim being
made against you for injury or damage:
- Notify us so that we may alert your insurers
- Do not ignore or dispose of any letter from any representative
of or anyone making a claim against you. The claim is unlikely to
go away and the situation will only get worse if not attended to
promptly
- Pass all correspondence on to us unanswered
One of my employees had just had an accident at work, what
should I do?
We recommend that you:
- Report all accidents to your insurers
- Meet your legal obligation to record accidents in your accident
book
- Do not accept responsibility or agree to pay compensation even
if you think it is obvious that it is your fault
- Allow your insurers to investigate and advise you of the best
course of action to be taken
If you accept liability before referral to your insurers then
you could prejudice your and your insurers ability to deal with any
claim made against you.
FAQ - Tradesman insurance
Can you offer tools cover & up to how much?
Yes we can offer tools cover for all trades, ranging from £1000
- £5000 per person. Also own plant and hired in plant cover can be
offered.
I have been declared bankrupt in the past, would I still be
able to get insured through you?
Maybe depending on your circumstances, each case will be looked
at on an individual basis.
I need Contractors All Risks Cover for my contract, can you
offer this?
We are a specialist trade’s insurer and use a panel of top
insurers. We are able to offer this cover and chose a package to
suit each client’s demands and needs.
Can I pay over monthly instalments or does it have to be a one
off payment?
Yes of course!! We offer this facility to all of our clients as
on option.
What level of public liability do you recommend?
We advise to get as higher level of public liability as
possible; this is to ensure peace of mind. We will offer to give
prices on all levels of Public Liability so the customer can make
an informed decision.
