Details – Shop Insurance
We can arrange a policy that has been specially designed for
shop owners, whether you own a single store or a chain of retail
outlets. Our policies are flexible, yet focused, helping you
arrange tailored cover suitable to meet your needs.
There are four elements to our shop insurance; your premises
(including fixtures and fittings), your stock, your employees and
your customers. With a policy arranged by Towergate, your business
premises are protected from damage caused by a range of specified
perils for example, in the event of a fire, flood or malicious
damage. Your business contents and stock are similarly protected
and the cover includes theft, accidental or malicious damage.
Additionally, we can tailor cover to include damage or theft of
stock whilst in transit. For shops with chiller or frozen cabinets
deterioration of refrigerated stock insurance can be included.
As for your employees and customers – probably the most
important factors to a shop – they are also taken care of.
Employers’ liability covers your legal responsibility to employees
injured at work and will provide legal defence costs to protect
you. The policy also covers your legal responsibility to the public
arising out of accidents in your shop or caused to the public
arising from the sale and supply of products. In these respects if
you are found negligent then the policy will pay damages to the
injured parties.
Locations where we offer shop insurance
- England
- Scotland
- Wales
- The Channel Islands
- The Isle of Man
Our team of expert advisors are waiting to take your call. Or,
if you want to get an online quote you can do so in a matter of
minutes.
