Low excess starting at £50
Discounts available for limited mileage
Discounts available for recognised car club members
Agreed Value option available
Breakdown cover available
Salvage retention options available
Cover for spare parts available
Over 30 years experience in the Cherished vehicle insurance market
We will not cover loss of your vehicle, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your vehicle
The specialist vehicle policy is a limited mileage policy with varying options. Cover will be prejudiced if you exceed the annual mileage limitation you have requested.
Your policy may be subject to a garaging requirement between 10.00pm and 6.00am. Your policy schedule will confirm if this clause applies
These are just some of the key exclusions/limitations, full details can be found in our policy wordings.
If you or your vehicle are involved in an incident (such as an accident, theft or fire) covered by your policy please call the telephone help line number shown in your documents.
You should obtain the name and address of any people involved, including passengers. And ensure you report any claim, accident, theft or loss as soon as possible. You should also send any writ, summons or letters received in connection with any claim, accident or loss as soon as you receive them. And also provide notification if you receive any notice of prosecution, inquest or fatal accident inquiry connected to the incident as soon as possible. Please also ensure you report any theft or your vehicle being taken without your consent immediately to the police and obtain a crime reference number.
Any Vehicle manufactured at least 20 years ago and some manufactured between 10 and 20 years ago may be acceptable dependent on circumstances and mileage. Other vehicles including kit cars, commercial vehicles, military vehicles, tractors and replicas may be acceptable. If you are unable to find your vehicle on the Footman James website listing please call us on 0333 207 6094
Yes, if you are a member of a recognised owners club, you may qualify for a discount
Under normal circumstances the value will be based upon the "fair market" value of the vehicle at the time of the incident and up to the value shown on your policy schedule. You have the option to agree the value of the vehicle upfront subject to acceptance by underwriters.
The Thatcham Motor Insurance Repair Research Centre evaluates the effectiveness of car security products. Most insurers acknowledge the benefits of these devices.
Multi vehicle options are available however should you require a quotation for more than one vehicle please call 0333 207 6094
Footman James offers a range of mileage options from 2000 to 10,000.
If at the time of a claim it is established that the mileage limit has been exceeded the claim may be declined. It is possible to increase your mileage limit providing it is prior to a claim occurring and that the required additional premium has been paid.
No, Classic car insurance differs from every day car insurance, in that you do not earn a no claims discount. We will however issue evidence of claim free driving if required.
Yes, immediate cover is available both via the phone and the Internet. If you need an urgent cover note for taxation purposes please call us for assistance.
We will automatically provide cover for any country which is a member of the European Union, including Norway & Switzerland (including Liechtenstein). There is no limit on the number of trips you can make in any period of insurance, but each trip must be no more than 35 days.
Cover to drive or ride another classic vehicle can be purchased. The vehicle must be over 20 years of age, not owned by you or not hired to you under a hire purchase agreement. Should you require this cover please select the appropriate option on our website or discuss with one of our operators.
No, all drivers/riders must be named on the policy
Yes, we do offer the option to spread the payment of your policy over 3 months