Events Insurance
Bespoke events insurance, covering anything from school fetes to international exhibitions and festivals for UK-based event organisers.
- Public and employers’ liability as standard
- With optional covers such terrorism and adverse weather conditions.
- UK-based support
Call us on 0344 892 1300 or get a quote online.
One of the UK's leading independent insurance brokers
Why choose events insurance with Towergate?
Bespoke events insurance
Customise your policy to suit the type of event you are organising.
Covers cancellation and postponement
Cancellation and abandonment, postponement and curtailment with multi-event cover available.
Public and employers’ liability
Public liability with variable limits and employers' liability up to £10 million.
Pay by Direct Debit on annual policies
Choose to spread your payment into 10 monthly Direct Debit instalments.
About events insurance
Events insurance to suit your needs
We aim to provide insurance for every type of event; awards, concerts, ceremonies, conferences and exhibitions. We understand that no two events are the same, so we work hard to create a bespoke policy to suit your needs. Speak to us about the type of event you are organising, and our expert team will assist you in arranging the appropriate cover.
Liability insurance as standard
All our events insurance policies include public liability with variable limits and employer’s liability up to £10 million. This means that your business will be protected should a member of the public or an employee sue you due to negligence.
Protection should your event not run
Our events insurance will cover you should you be unable to host your event due to cancellation, abandonment, postponement or curtailment. Whether you cannot run the event at all or if you simply need to delay it, you’ll be covered. However, this does not include cancellation due to communicable diseases. Other terms and conditions may apply, so, see your policy wording or speak to an adviser for full details and exclusions.
Additional extras
Our policies can be extended to cover a range of different incidents such as non-appearance, full terrorism cover, enforced reduced attendance and adverse weather. These add-ons will protect you from financial loss in the instance of any of these cases which prevent your event from running to its full potential, or even running at all. Lack of finance and equipment breakdown are excluded; check your policy for full details.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 01732 228 790 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Events insurance FAQs
You should be insured from the moment you become contracted or invested. You leave yourself open to financial risk if you arrange cover for an event but are not insured during the planning and organising process. We will create a policy for you that will cover risks throughout the life of the event (before, during and after); this comes as standard and does not cost any extra.
We aim to provide insurance for a broad range of events, including; awards, concerts, ceremonies, conferences and exhibitions. However, depending on the nature of your event, there may be certain exclusions., It is recommended that you speak to an advisor about the specifics of your situation.
We can provide cover against adverse weather, and, if you have specific concerns, we can offer additional cover, as required.
Whilst our standard cover excludes cover for non-appearance, this can be included at an additional premium, subject to the insurer's terms and conditions.
If you would prefer to spread the cost of your annual policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
We also insure
Read events insurance articles
Firework Displays - Safety and Insurance
A quick guide to liability, health and safety and what you need to consider if you're thinking of organising a firework display.
Read moreBusiness Insurance Checklist
Get the best business insurance. Our checklist will help you understand what makes the best business insurance and what you can do to be best protected.
Read moreAre you ready to scale up your business?
When your company is thriving, you may consider scaling up. This article looks at key considerations to take into account when scaling up your business.
Read moreCreative Marketing Ideas for Small Businesses
SMEs don't always need hefty budgets to compete with industry big guns. Generate new leads and foster old ones with these genius marketing hacks.
Read moreManaging the growth of a small business
Ruth badger gives her expert advice for micro businesses for managing their growth and increasing profits.
Read moreBusiness Insurance Jargon Buster - the ins and outs of insurance
Use our simple jargon buster to find out what various business insurance phrases and terms mean.
Read more