Accidental damage cover
Loss of licence
Legal expenses insurance including cover for contract disputes
Prefer to spread the cost of your policy?
Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.
To find out more about PCL and direct debit payments, select Direct Debit.
*To understand more about how PCL work together with Towergate, please read our Regulatory Information.
Policy excess as shown in your policy documents
Deep fat frying condition for those with frying equipment
Minimum security condition
Play equipment warranty for those with play equipment
Exclusions vary depending on the type of cover chosen within your hotel and guesthouse insurance. Please see policy documents for full details
We use some of the top insurers on the market, Towergate Commercial Underwriting, NIG, Zurich, Fortis, Groupama and Liverpool Victoria
Yes. Through our panel of insurers we are able to offer cover for those larger premises offering leisure facilities
Yes, we can offer both covers for the premises, whether it's your own home you are operating as a B&B or a Hotel you lease
If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.
With Towergate you can be confident that, in the event of the worst happening, your claim will be handled by a dedicated claims team offering the exemplary, fast and efficient service that we expect from our own teams and from our partners.
Simply contact the hotel and guest house claims team using the details within your policy documents, or call us on 0844 892 1384 and we will put you through to the claims team. They will talk with you about your claim, guiding you through your next steps and taking you through the process.
Furthermore, if you feel you need additional support or if you have concerns about the progression of your claim, our in house team are always on hand to help.
Based on 1915 independent customer reviews.