Hotel and Guesthouse Insurance

Accommodating your hotel & guest house insurance needs, whether you run a bed and breakfast, a boutique hotel or a guesthouse.

When it comes to the hospitality industry, we know that every business is unique. From buildings and contents cover through to business interruption and loss of licence, you can be sure that our hotel and guest house insurance policy is designed specifically for your business.

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Here to help

For a quote or insurance advice call:

0844 346 0409

01883 724013

Weekdays 8:30am - 6pm

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Beat your renewal by 5%

Great value now, and when you renew. Call us today and we will beat your renewal price by 5%. And you’ll pay the same price if you renew with us next year**.

This offer is only available when you call us.

See terms and conditions.

**Offer available to new customers only. Not in conjunction with any other offer. 5% off the total renewal price, including fees & charges if applicable, from your current insurance provider, applies to like-for-like cover. Subsequent renewal price, including fees & charges, will be held at the same price subject to no claims being made. Offer not available online or in conjunction with any other offer. Subject to: Minimum price of £100, sight of renewal notice within 14 days of inception and underwriting acceptance of Towergate scheme. Offer expires: 31/7/2014 but can be withdrawn at any time. Calls may be recorded.

0844 346 0409

01883 724013

Weekdays 8:30am - 6pm

Enter your renewal price

£ Show price

Features

Hotel & guesthouse insurance features

  • Buildings insurance

  • Accidental damage cover

  • Loss of licence

  • Business interruption

  • Employers' liability

  • Public liability

  • Products liability

  • Legal expenses insurance including cover for contract disputes

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Hotel & guesthouse insurance exclusions

  • Policy excess as shown in your policy documents

  • Deep fat frying condition for those with frying equipment

  • Minimum security condition

  • Play equipment warranty for those with play equipment

Exclusions vary depending on the type of cover chosen within your hotel and guesthouse insurance. Please see policy documents for full details

FAQs

Hotel & guesthouse insurance FAQs

  • What insurers do you use as a Broker?

  • We use some of the top insurers on the market, Towergate Commercial Underwriting, NIG, Zurich, Fortis, Groupama and Liverpool Victoria

  • Can you offer cover for Hotels with leisure facilities?

  • Yes. Through our panel of insurers we are able to offer cover for those larger premises offering leisure facilities

  • Can you offer subsidence cover and buildings insurance?

  • Yes, we can offer both covers for the premises, whether it's your own home you are operating as a B&B or a Hotel you lease

  • Where can I find more information about monthly Direct Debit?

  • If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Claims

Hotel & guesthouse insurance claims promise

With Towergate you can be confident that, in the event of the worst happening, your claim will be handled by a dedicated claims team offering the exemplary, fast and efficient service that we expect from our own teams and from our partners.

Simply contact the hotel and guest house claims team using the details within your policy documents, or call us on 0844 892 1384 and we will put you through to the claims team. They will talk with you about your claim, guiding you through your next steps and taking you through the process.

Furthermore, if you feel you need additional support or if you have concerns about the progression of your claim, our in house team are always on hand to help.

Reviews

Product Reviews

93% of customers liked our products (1253 reviews)

DateProductScoreCustomer Comment

Static Caravan Insurance (Renewal)

+

Would have put excellent, however, had to ring again for insurance doccuments to arrive. Person on the phone very apologetic and doc, s arrived two days later, so cant complain at that. Otherwise excellent service.

Motor Boat Insurance (Renewal)

++

I would recommend the Boat Insurance Company without hesitation , very professional over the phone with information requested , and no delay what so ever in receiving my written quote, and paper copy of my insurance ,

Again many thanks

E.A.Donaldson

Static Caravan Insurance (Renewal)

+

Good price, good service.

Static Caravan Insurance (Renewal)

++

Good clear advice given.

Static Caravan Insurance (Renewal)

++

Only criticism slow in sending out my new policy.

Unoccupied Home Insurance (New Policy Holder)

--

I am still waiting for you to respond to my request for a copy of my insurance cover which I need to share with a client

Static Caravan Insurance (New Policy Holder)

+

Very reasonable

Dinghy Insurance (Renewal)

++

Quick and easy to renew
Thanks

Static Caravan Insurance (New Policy Holder)

+

Surprised that could get a quote cheaper by speaking direct to you rather than on the Internet site. I have not yet received my insurance documents,although cover started 1 St october

Static Caravan Insurance (Renewal)

+

Good only thing is it took ages to get the paperwork from your office

View all reviews >>

0844 346 0409

01883 724013

Weekdays 8:30am - 6pm

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