Household insuranceHousehold insurance

Household insurance

Towergate Connect are the specialist providers of non standard home insurance for the Towergate Group.

We specialise in non-standard home insurance such as business home insurance, listed-building insurance, overseas home insurance, unoccupied home insurance and holiday home insurance.



 

 

 

 

No two property owners’ insurance needs are exactly the same. That’s why Towergate Insurance provides tailored home insurance cover designed to give you peace of mind about your property.

Do you live in your property, or let it out? Are your tenants renting on a short term or long term basis? Are you a property investor, co-investor or real estate developer? Do you work from home or run a bed and breakfast on your property? Towergate specialize in finding home insurance to suit your property – both locally and abroad. View the below featured home insurance products to find the policy most suited to your needs.

Why insure your property with Towergate?

Buying a property is one of the biggest investments you are likely to make in a lifetime. Choosing a home insurance policy that matches your unique needs is therefore critical to ensure that your investment is sufficiently insured.

Opting for a home insurance policy that matches your exact requirements will give you peace of mind and ensure that you’re not paying for unnecessary benefits. Find out more about our specialised non-standard home insurance solutions below:

Holiday home insurance

Holiday homes often stand empty for most of the year. Some owners may choose to rent it out on a short-term basis, or place it in a rental pool. However you use your holiday home, having adequate insurance is crucial – especially if your holiday home is situated overseas or far from your primary residence. Find out more about our holiday home insurance policies by calling one of our specialize advisors or getting an online quote.

Home business insurance

Running a business comes with a range of risks you may not be covered under your regular household contents insurance policy. Consider your public liability risks carefully. What if a client were to be injured in your home?

What if they were to damage an expensive piece of electrical equipment such as a laptop? Would you be eligible to claim for business interruption if you were to be injured?

And what if your home were to become uninhabitable? Towergate Connect’s experienced consultants can help you find the answer to all these questions get the right level of home business insurance cover that meets your needs.

Listed building insurance

Different insurance terms and conditions apply to each type of listed property, based on the risks inherent in operating these for profit. A listed luxury property development, for example, would have a very different risk profile compared to that of an industrial plant facility disposing of volatile chemicals or toxic waste.

Towergate Connect’s consultants can help organisational investors and commercial property owners tailor cost effective insurance solutions based on their specific requirements. Find out more about our listed building insurance solutions by speaking to one of our specialist advisors.

Overseas home insurance

Do you own a property overseas? Whether it’s a holiday home or mixed-use apartment, it is critical that you have adequate overseas home insurance cover. Is your overseas home situated in a developing country? Will a regular household contents insurance policy cover you against the full spectrum of risks present in this location?

A rigorous assessment by our overseas home insurance specialists is the only way to ensure adequate cover and peace of mind. Find out more about our overseas home insurance policies, or contact us today for a free quote.

Unoccupied home insurance

If your home is unoccupied for extended periods of time, it may be targeted by vandals or burglars. Many insurance companies may refuse to insure your unoccupied home; at Towergate, we specialise in it. Our expert consultants can help you select the right home insurance policy and adequate levels of cover. Peace of mind is only a few clicks away.

B&B insurance

Looking for specialist bed and breakfast insurance cover? Towergate has been insuring B&Bs in the UK and Europe for over a decade. We understand the risks you face as a B&B owner, and our policies are designed to effectively reduce your liability should an incident occur.

Run your establishment with confidence in the knowledge that you’re covered. Contact us now for a free B&B insurance consultation.

Towergate Connect can help you find the perfect household policy based on your specific needs. Contact us today for a non standard home insurance quote.