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Home business insurance

If you are someone who sees business clients in your home; you may be surprised to learn that if a client is injured in, inflicts damage to, or steals from your home, you may not be covered under your existing home insurance.

At Towergate Connect, we specialise in providing insurance for your home, if you use it as a place of work.

Key features of our home business insurance

• Occupiers and personal liability cover can be extended
• We cover employed family members
• We cover office equipment up to £3,000, can be extended to £10,000 (clerical equipment used in connection with the business - computer, fax, telephone, photocopier, typewriter, word processer, telecommunications equipment and office furniture)
• Buildings and contents insured on normal terms

Our business home insurance cover also provides the option to insure office equipment which is used specifically for your business, such as fax machines, computers and telephones.

Exclusions of our home business insurance

• Legal liability arising from the trade, profession or employment is expressly excluded
• Stock
• Tools of the trade or business equipment except for office equipment
• Money taken in connection with the business or trade