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Classic car insurance

Owning a classic car can be a great source of pride. When you appreciate such timeless craftsmanship, you also realise that a classic car’s vintage, time-worn parts can be temperamental and hard to find replacements for.

That’s why, as with any prized asset, you should look to protect your classic car with reliable classic car insurance that reacts like a shock absorber - when you need it most.

With over 40 years worth of experience within classic motor insurance, you know your car is in safe hands if you take our a classic car insurance policy with Towergate Classic Motor.

Our classic car insurance specialists work with the customer to understand what they need from a classic car insurance policy.

Key features of our classic car insurance

• Free ‘Agreed Valuation’ certificates – to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy
• Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car
• Legal costs incurred with our consent, in connection with a claim against your policy
• Breakdown assistance - special rates to cover vehicle breakdowns anywhere in Europe
• Reinstatement cover. Up to 50% uplift in value to cover uneconomic repair costs available as an option
• Option to retain salvage

Excesses of our classic car insurance

• Unlimited windscreen cover – subject to policy excess of £50
• Starting from £100

Key exclusions of our classic car insurance

• We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
• We will not cover loss or damage resulting from deception