Details - Classic Car Insurance

More Details

Our Classic Car insurance policy can insure more than the usual cherished car. We also offer insurance for American classic cars, insurance for classic commercial vehicles, insurance for classic military vehicles and insurance for classic tractors.

  • Free 'Agreed Valuation' certificates - to avoid disputes at the time of a loss, the value of your vehicle is agreed at the start of the policy
  • Personal Belongings cover for up to £150 for personal belongings if they are lost or damaged by an accident, fire, or theft if located in or on the car
  • Legal costs incurred with our consent, in connection with a claim against your policy
  • Breakdown assistance - special rates to cover vehicle breakdowns anywhere in Europe
  • Reinstatement cover
  • Up to 50% uplift in value to cover uneconomic repair costs available as an option
  • Option to retain salvage

Excesses

  • Unlimited windscreen cover - subject to policy excess of £50
  • Starting from £100

Key exclusions

  • We will not cover loss of your car, accessories or spare parts if the car is unoccupied and the ignition key or card is in or on your car
  • We will not cover loss or damage resulting from deception

Insurance cover for American classic cars

If you have tamed the Mustang and travelled in style in a Cadillac then you know you need a policy that has the muscle and strength of cover to protect your American classic car. Towergate Insurance can provide this and with over 40 years worth of experience you know your car is in safe hands.

We know our Chevrolet Camaros from our Pontiac Firebird Trans Ams and our extensive knowledge of the American classic car market means we can understand your insurance requirements more effectively, especially as many American cars are modified in some way. Many insurers will simply not grasp the details and could mean they simply refuse cover in such cases. Not us – we will do all we can to accommodate mild modifications, although even we have to draw the line at dragsters…

Insurance cover for classic commercial vehicles

Towergate Insurance can provide you with a policy to protect your commercial classic vehicle whether on the road or off the road. We understand the enormous effort it takes to source obsolete parts and the hours involved in putting it all together until the day the key is turned to get the old girl moving again.

Insurance cover classic military vehicles

Provided your classic military vehicle is over 15 years old, we will most likely be able to offer competitive terms. We already insure several military vehicle collections and therefore understand the unusual nature of these vehicles. From a Russian T-55 battle tank down to a humble Jeep, Towergate Insurance understands your unique needs.

Insurance cover for classic tractors

From John Deere to a Zetor 7245, we know our classic tractors. We also understand the time and effort that you have taken to restore your former work horse into a star.

Restoring a classic tractor can take time and money and shows a true dedication to your interest and here at Towergate Insurance we want to reflect that dedication by providing you with insurance that protects your tractor just as you have restored it.

With over 40 years worth of experience we can make sure that the only cover you need to worry about is the one to protect it from the elements.

Get a quote for classic car insurance
classic car insurance

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Get a quote for classic car insurance
  • 15% discount for members of recognised classic car clubs
  • Classic Tractors & Military vehicles
  • Free 'Agreed Valuation' certificates
  • Insurance for classic commercial vehicles
  • Breakdown assistance
  • Insurance for American cars
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