FAQ - Self Drive Hire Insurance

FAQ - Self Drive Hire Insurance

Do I have to have a computer system?

Should you choose an annual traditionally underwritten policy you can carry on using your current rental software or use a manual system, however if you opt for GoHire the pay as you go alternative, Towergate require you operate the Prohire vehicle rental system which includes:

  • Rental Desk
  • Billing & Invoicing
  • Fleet Management
  • Accounts
  • Reporting

How is the premium calculated?

We can calculate premium in a number of ways including, a price per vehicle, percentage of rental revenue or on the number of rental days.

Who can I rent my vehicles to under your policies?

We have some of the widest ranging covers available in the market place and each risk can be tailored to your requirements but as a general rule anyone who is 21-75 years of age with 1 years driving experience.

How often will my Towergate Account Manager visit me?

You will have a number of visits throughout the year depending on your business size and needs but as a minimum you will see your account manager 3 times in the first year as well as visits from your dedicated claims liaison manager at quarterly intervals if required.

Do I need to pay for my premium upfront at the beginning of the year?

With a traditional annual policy, we are able to offer various payment options including paying over two or three months, or you can spread the payments out over 10-12 months, subject to status.

The pay as you go scheme is exactly what it states; you pay your premium on a monthly basis, declaring rental days to allow us to calculate your premium, Subject to an agreed minimum monthly amount. We will collect this from your bank account.

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Self Drive Hire Insurance

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  • Forward facing accident recording cameras
  • Accident packs for claims handling
  • Free webcam
  • Vehicle tracking systems
  • European cover available
  • Pay as you go option available
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