Specialist Insurance for Trucks
From HGVs and LGVs to tippers and flatbeds, no matter what
trucks you operate, Towergate can help find the right Truck
Insurance for you.
If you’re a haulier running up to five HGVs, we can provide you
with a simple, combined Truck Insurance that will
take care of all your trucks in a single policy. That means one set
of paper work, one renewal date and one point of contact for all
your queries. Plus, because our policies are underwritten by a
consortium of leading UK insurers, you also get the peace of mind
of knowing you, and your trucks, are in safe hands.
All of our insurance policies are designed to meet the unique
requirements of your business. So, whether you want fully
comprehensive, third party, fire and theft, or third party
only, we can give you a personalised policy to suit.
As well as protecting your trucks, our Truck Insurance will also
help protect your business, by ensuring that any problem is
resolved as quickly as possible – getting your vehicle back on the
road, and your operation back up and running.
Hundreds of hauliers across the country trust us to protect them
and their trucks. Why not see what we can do for you? Just give one
of our specialist advisors a call today.
Key features of our Truck Insurance
- Comprehensive, third party, fire and theft, or third party
cover only
- Attached or detached trailers
- Goods in transit
- Employers and Public liability
- Injury or death of third party persons – unlimited
- Damage to property of others – £5,000,000
- Costs of defending an action under the Corporate Manslaughter
and Corporate Homicide Act 2007
Excess Options
- Drivers aged 20 or less – £250
- Drivers aged between 21 and 24 – £150
- Drivers who have held a UK licence to drive the class of
vehicle being driven for less than 12 months – £150
Breakdown cover
Great value truck insurance breakdown cover for trucks insured
in the UK and Europe. Truck breakdown for vehicles and mixed fleet
up to 44 tonnes.
What could we do for you?
- As a member, if you break down you can call our 24 our
emergency number
- An operator will handle and assess your claim then deploy an
agent to assist you
- Our aim is to get you back on the road as quickly as
possible
- Up to 3 hours roadside assistance
- If your vehicle can't be fixed at the roadside, we will try to
organise a local repair
- With options available for overnight accommodation or hire
vehicle for your driver, your policy can offer a solution in an
emergency situation
- UK breakdown cover is available for vehicles up to 15 years old
and for European cover vehicles up to 10 years old.
Exclusions
- Claims for liability that you have assumed in contract unless
you would have incurred the same liability without entering into
the contract
- Theft excluded if keys left in or on the vehicle
