Property Insurance

Opting for a policy that matches your exact requirements will give you peace of mind and ensure that you’re not paying for unnecessary benefits. Find out more about our specialised non-standard home insurance solutions below:

For properties based in the UK and Overseas. Second homes often stand empty for most of the year. Some owners may choose to rent it out on a short-term basis, or place it in a rental pool. However you use your holiday home, having adequate insurance is crucial – especially if your holiday home is situated overseas or far from your primary residence. Find out more about our holiday home insurance cover by calling one of our specialist advisors or getting an online quote.

Parks feature a sense of community due to the fact that holiday makers return to their park homes year after year. It is important that your park home is covered as extensively as possible, because it will be empty for most of the year. Towergate Insurance has park home insurance specialists just waiting to answer your questions and to help you find the right policy. Call us today for a free quote or more information today.

Different insurance terms and conditions apply to each type of listed property, based on the risks inherent in operating these for profit. A listed luxury property development, for example, would have a very different risk profile compared to that of an industrial plant facility disposing of volatile chemicals or toxic waste.

Towergate Insurance consultants can help organisational investors and commercial property owners tailor cost effective insurance solutions based on their specific requirements.

If your home is unoccupied for extended periods of time, it may be targeted by vandals or burglars. Many insurance companies may refuse to insure your unoccupied home; at Towergate, we specialise in it. Our expert consultants can help you select the right home insurance policy and adequate levels of cover. Peace of mind is only a few clicks away.

If your property has a thatched or partly thatched roofs then our policy could be right for you. Our Thatched roof insurance also includes if you let your property out as a holiday home and if it is listed.

Towergate Insurance provides underpinned insurance for homes or properties that have suffered subsidence and have subsequently been underpinned.

Insuring a listed property requires a good understanding of heritage sites - luckily at Towergate Insurance we have a team of insurance specialists who know how to get the right level of cover in place depending on the type of listed or very old property you own.

Insurance cover for properties of non standard construction such as steel framed, stramit and eco homes. Speak to one of our specialist insurance advisors today and they will provide you with a full quotation.