Holiday Home Insurance
We know that holiday home owners often use their property for
holiday letting, short breaks and longer holidays. That's why,
unlike other insurers, we have tailored our holiday home
insurance policy to cover your property regardless of whether
it is empty, you and your family are using it or you are letting it
out to others. Our holiday home insurance covers properties in both
the UK and Overseas.
We also give you and anybody renting your property access to a
24-hour emergency helpline: a trained advisor with local knowledge
will help you source a tradesman if you have a domestic emergency
such as a burst pipe.
Insuring your holiday home overseas can be a daunting task, with
foreign languages, unfamiliar market practices and differing levels
of insurance cover. That's why it pays to count on Towergate
Insurance’s vast experience of providing holiday home
insurance.
Our policies are underwritten by a consortium of leading UK
insurers, our documentation is in English and our claims service is
based in the UK. We offer wider cover than you can often expect
from foreign insurers, including accidental damage and liability
insurance. And then there's the security and simplicity of dealing
with a UK company.
Locations where we offer holiday home insurance
- England
- Scotland
- Wales
- Northern Ireland
- Channel Islands
- Isle of Man
- Spain
- France
- Portugal
- Italy
- Greece
- Southern Cyprus
- Bulgaria
- Southern Ireland (Eire)
Key policy features
- 24-hour domestic helpline to help you source a local tradesman
in an emergency
- Cover for your property - occupied or empty
- Cover applies when your property is rented out or used by you,
friends or family
- Includes cost of temporary accommodation and loss of pre-booked
rental income following loss or damage
- Underwritten by a consortium of leading UK insurers
- £5 million property owner's liability cover
- Accidental damage cover while occupied by you or your
family
- Cover for replacement locks if your keys are lost or
stolen
- Cover of up to £500 for personal effects contained in the home
and £100 for money
24-hour domestic helpline
Towergate Insurance offers a 24-hour domestic helpline,
administrated by DAS. If you have a domestic emergency at your
property, such as a burst water pipe or storm damage, the 24-hour
domestic helpline will help you source a local tradesman.
Overseas Static Caravan insurance
Our holiday home policy also includes cover for overseas static
caravans based in the following countries;
