Insurance cover for Listed Properties
If you require listed property insurance or your home or
property is very old, then this specialist insurance policy may
well be for you.
Listed or very old properties can be very costly to repair so
many mainstream insurance providers may not insure your home if it
is listed. Luckily, Towergate Insurance is on hand to provide you
with Listed Property insurance.
You can buy our listed property insurance policy online or over
the phone if you prefer to speak to one of our advisors.
Key features of our listed property insurance
- Standard household cover which specialises in insuring listed
properties
- We will provide alternative accommodation should your home
become inhabitable
- Home assistance cover and legal protection is provided up to
£50,000
- Accidental damage to fixed glass, sanitary fixtures and
fittings and electrical equipment
- Tracing and accessing leaks up to £5,000
Exclusions of our listed property insurance
- If unoccupied after 60 days; no cover for malicious damage,
theft or escape of water
- Storm damage to fences, gates or hedges
- Damage caused by wear and tear and depreciation
- Malicious damage caused by person lawfully in the home
- The first £250 for escape of water claims, £1,000 for
subsidence/heave/landslip claims and £50 for all other claims
Insuring a listed property requires a good understanding of
heritage sites - luckily at Towergate Insurance we have a team of
insurance specialists who know how to get the right level of
insurance cover in place depending on the type of listed or very
old property you own.
We recommend that your listed property insurance should cover
worst case scenarios. Should your home become seriously damaged,
you may be legally obliged to repair it by English Heritage.
