Insurance for properties with thatched roofs
Towergate Insurance offers specialist thatched insurance for
homes and properties with thatched or partly thatched roofs.
We have a team of people who understand the unique
characteristics of thatched properties and how best to protect
them. If your current home has a thatched roof or if you are in the
process of buying a home with a thatched roof then you will know
that a specialist thatch insurance policy is needed.
We will also provide insurance cover if your thatched property
is listed. Remember - our thatched home insurance policy provides
cover for buildings and/or contents.
Key features of our thatched property insurance
- Standard household cover which specialises in insuring thatched
roof properties
- Alternative accommodation in the event of insured peril, e.g.
your home becomes uninhabitable after an insured loss
- Cover for fire, lightning and storm damage (excluding fences,
gates and hedges)
- Cover also available for let properties or holiday homes
- Cover if used as a holiday home
- Cover if listed
- Covered if the property is of non standard construction
Exclusions
- Properties where there is a wood burner or open fire
- If unoccupied after 30 days no cover for malicious damage,
theft or escape of water
- Storm damage to fences, gates or hedges
- Damage caused by wear and tear and depreciation
- Malicious damage caused by person lawfully in the home
- Loss or damage occurring while home is let or sublet, unless
involuntary forcible and violent entry to, or exit from the
home
- £1,000 for subsidence/heave/landslip claims and £50 for all
other claims
