Rowing Scull Insurance

Our rowing scull policy has been designed to cover you, your crew mates and your equipment.

Whether you're a beginner or you're training to compete, as a marine insurance specialist with over 30 years' experience, our rowing scull insurance has been designed with four different policy options to offer the level of cover you need.

0844 892 1987
01743 283277 Mon - Fri 9am to 5pm
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Features

Rowing scull insurance features

Each level of cover includes third-party liability (damage that you may cause to another person or property) and cover for up to 30 days in Europe. You can also add the following extra features:

 BronzeSilverGoldPlatinum
Third party
Fire, lightning, explosion  
Theft, malicious damage or vandalism  
Weather events  
Accidental loss or damage    
Personal accident      
  • Cover for fire, theft and weather event

  • Accidental damage cover

  • Accidental death or injury cover for you and your crewmates

  • Optional personal accident cover

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Rowing scull insurance exclusions

  • Wear and tear

  • Corrosion

  • Loss of value because of age and use

  • Loss of value to your boat after it has been repaired

  • Scratching, denting or bruising while your scull is being transported

Please find below the list of countries which are defined as 'Europe':

  • Albania, Andorra, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Eire, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Republic of Macedonia, Malta, Monaco, Montenegro, The Netherlands, Norway, Poland, Portugal (excluding Azores), Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (including coastal waters of Canaries, Madeira, and the Balearics), Sweden, Switzerland, United Kingdom, Vatican City

Further exclusions may apply or vary dependent on level of cover chosen. The above exclusions are standard across each of our four policy options.

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

FAQs

Rowing scull insurance FAQs

Does the policy include legal cover?

Yes. Our rowing scull insurance policy includes legal cover with a 24 hour helpline.

Am I covered if I take my boat outside the UK?

The policy does include European cover but is limited to 30 days. If you think you will be taking out side of the UK for longer periods than this, speak to one of our advisors.

What steps do I take if my boat gets seriously damaged and I need to make a claim?

If your rowing scull gets damaged you need to speak to us immediately on 0844 892 1320. If it's possible, take photos of the damage and record the names and addresses of any other sailors involved - much like you would if you had a car accident.

What will the policy excess be on my rowing scull insurance?

The excess of our rowing scull insurance starts at £50.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Documents

Rowing scull insurance policy documents

Policy Summary Boat [pdf, 485 KB] Policy Wording Boat [pdf, 642 KB] Terms of Business [pdf, 752 KB]
Claims

Rowing scull insurance claims promise

Your rowing scull insurance claim

Should you need to make a claim, or if you need to discuss a potential claim, please call us using the number found in your policy documents. Available Monday to Friday, 9am to 5pm, UK-based team of advisors will advise and guide you through each step of the claims process, right the way until settlement.  

With no forms to fill in, only a Statement of Fact form which will be completed by your claim handler over the phone when you notify us of your claim, we pride ourselves on our easy, hassle-free claims procedure. Furthermore we guarantee to act on your claim within 48 hours of being notified, and within five days should you provide us with new information on an existing claim. Most important of all, when your claim is settled we will ensure payment via BACS straight in to your bank account or via CHAPS to the supplier.

Customer Reviews (1915)

Customers rate our service at 93%

Based on 1915 independent customer reviews.

DateProductScoreCustomer Comment

Boat Insurance (Renewal)

-

although helpful could advise me if I was even insured presently. Spent hours trying to resolve issue only to find I was still covered


On 09-Jun-2015 the supplier responded:
Thank you for taking the time to address your concerns to us. I was sorry to read that you encountered a problem at renewal and I would like to take the opportunity to apologise for any inconvenience this may have caused you. Should you have any further questions please don’t hesitate to contact us on 0844 892 1987 and a Customer Service Advisor will be happy to assist you.

Many thanks,
Towergate Feefo team.

Boat Insurance (Renewal)

++

When I renewed the policy on the Sandhopper with you in March the operative on the phone couldn't have been more helpful.

Boat Insurance (Renewal)

+

Good efficient service.

Boat Insurance (Renewal)

++

A timely reminder supported by discussion and call-back at the time arranged to complete the deal.
Many thanks to all concerned.

Boat Insurance (Renewal)

+

My questions were answered promptly and clearly.

Boat Insurance (New Policy Holder)

+

We are new clients and we are happy that we don´t need your Insurance.

Regards Petra Maiwald and Dieter Gulik

Boat Insurance (Renewal)

+

All good!

Boat Insurance (Renewal)

+

Good service but I was on the phone for a long time just to renew a policy.

Boat Insurance (New Policy Holder)

++

Easy to set up and use site. Once I have set up my boat insurance I don't have to worry again as Towergate look after my policies and even contact me when they are due for renewal...... To sum up..Hassle free boat insurers what could be better than that?

Boat Insurance (Renewal)

--

It did what I needed, wouldn't say it was good or bad just satisfactory.

And so you pay attention I have ticked the BAD button as you've not given a plain old just satisfactory option, so in some ways this survey fails to address the question by offering the customer sufficient options to give a fully justified reply.

Enjoy!

View all reviews >>

0844 892 1987
01743 283277 Mon - Fri 9am to 5pm
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93%

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