FAQ - Military Kit Insurance

FAQ - Military Kit Insurance

Here are some of the questions we are often asked about our Military Kit Insurance. If you can't find the answer to your question here please contact us and a member of our team will be glad to help.

Is accidental damage included?

Yes, if items you own or are responsible for are accidentally lost or damaged they are covered.

Am I covered if I am posted out of the UK?

The cover under all sections of Right Dress is worldwide, except Home Contents where cover is restricted to the address shown but if you move within the UK or abroad providing you let us know you new address in advance full transit cover will be given.

Does my excess increase if the claim is as a result of transit damage or because items were stolen from my car?

No, unlike other insurers we do not have "hidden" excesses which penalise you when you are most at risk.

Is there a limit to the amount paid if items are stolen from my car?

No but if you leave items unattended in your car they must be locked out of sight, either in the boot or glove compartment.

Get a quote for Military Kit Insurance
Military Kit Insurance

Towergate Insuranceit's personal

Get a quote for Military Kit Insurance
  • Worldwide cover
  • No charges for paying by direct debit
  • Personal Possessions, Room or Home Contents
  • Licence to occupy cover
  • No charges for missed payments
  • Quote and buy online 24/7

If so, you will have signed the Service Licence to Occupy Service Family Accommodation agreement. Recent changes to this agreement means that from 01/08/11 YOU PERSONALLY are liable for any damage to your property up to a limit of £20,000.

We strongly recommend you review your current insurance policy to ensure you are fully covered. Most civilian insurance providers DO NOT cover you for this amount. This means that you may not be sufficiently covered and may have to pay for the damage yourself.


Don't worry...

Towergate Insurance now include Licence to Occupy liability cover at NO ADDITIONAL CHARGE ensuring clients living in military accommodation are protected. Take out a Towergate policy today and be certain that your insurance provides enough cover to meet your needs.

If you are not an existing Right Dress client or have home and/or kit insurance with another military or civilian provider DON’T PANIC. Towergate have developed a brand new product to compliment your existing home and/or kit insurance policy whoever it’s with. The Right Dress Licence to Occupy policy essentially tops up your current insurance with cover for £20,000 quarter damage. For a one off payment of £50 plus insurance premium tax (where applicable) we will cover the risk, giving you peace of mind.

Call today and make sure you are fully covered.

+44 (0)116 240 7733

Please wait... loading
Please wait... loading