Touring Caravan Insurance

Specialist touring caravan insurance covering you on the road, on site or at home

  • Discounted premiums available for CaSSOA storage and use of security devices
  • Overseas cover options including towing cover and repatriation if you’re unable to tow your caravan home
  • If you’re happy to apply some excesses to your policy your premium may become cheaper

Itching to get on the road? Get a quote and buy cover online in minutes

Get a quote

Call our team and tell them every detail to take full advantage of our policies

0844 892 1413
01242 538 431

We’re here for you Mon - Fri 9am to 5pm, Sat 9am to 12pm
Can’t get through right now? Request a callback

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Our careful customers get discounts but everyone gets to choose from our great policy features:

Accidental damage

Accidents happen to all of us. You may have been caravanning for years but even the most experienced towers make mistakes when parking on a pitch. We’ll also cover you for mishaps while you’re on site such as damaged awnings. Unfortunately, we can’t cover wear and tear though so it’s a good idea to check your equipment and replace items which look a bit tired.

No frills options available

If your caravan is slightly older or you don't get out in it as much as you'd like, our Lo-cost option could be right for you. Cover includes: damage caused by fire, theft or attempted theft, public liability and 30 days’ European cover. Unfortunately, this policy doesn’t include any accidental damage cover and we don’t offer any security or storage discounts. For a full list of exclusions please refer to the policy booklet.

Security discounts

We know you want to take care of your caravan and we like to reward those who’re extra careful. When you use a fitted alarm (PIR/tilt sensor), smart water or non-proactive tracker, we’ll give you 10% off. Plus, if you use an AL-KO chassis secure wheel lock or a pro-active tracker, you can receive a 25% discount! We only ask that you have your hitch lock and wheel clamp on at all times when it’s not in use, you’re onsite or you’ve left the caravan alone whilst it’s attached to your car.

Awning, motor mover and additional equipment cover

As well as protecting your caravan, we provide cover for the awning and other accessories you may have fitted to your caravan if you allow for them in the sum insured. We can include motor movers, satellite receivers, solar panels and other equipment such as aquarolls. Our sums insured can go all the way up to £60,000 so let us know what you’d like included and we’ll do our best to cover it.

These are just some of the key features and exclusions, full details will be found in policy wordings. Show policy documents

Adam Summersby

Adam Summersby

Head of Caravan
“ I’m proud to be Towergate’s Head of Caravan, managing our team of dedicated advisors based here in Cheltenham. Our teams undergo specialist training to make sure that when you call, we can provide experience and attention to detail you deserve. We’ll guide you through the discounts available and base the cover on your caravanning lifestyle, that way you get the right policy for you.”

It’s the moment of truth – you need to make a claim

At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.

Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0844 892 1416

Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.

Touring Caravan Discounts


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Customers rate our service at 93%

Based on 1917 independent customer reviews.

DateProductScoreCustomer Comment

Static Caravan Insurance (Renewal)


never had any problems with them and are very reasonable priced.

Touring Caravan Insurance (New Policy Holder)


I returned to insuring with Towergate because they still offer worldwide cover. My trailer is unusual for the UK because it is California manufactured and they were flexible on security requirements - unlike some of their competitors. Thanks for a great service.

Touring Caravan Insurance (Renewal)


Very professional and courteous.

Static Caravan Insurance (New Policy Holder)


The lady I spoke to was very nice and polite and I did not feel rushed with her

Static Caravan Insurance (Renewal)


not had to submit a claim for this last year, but renewing our policy, the staff are always pleasant, helpful and 'personalise ' transactions. you feel a valued customer! thanks!!

Static Caravan Insurance (Renewal)


Comment relates to experience of taking out insurance. Have not had to claim, fortunately, so no experience of how relegate actually handles a claim

Touring Caravan Insurance (Renewal)


very good service. I needed information & a phone call was all that it took.

Static Caravan Insurance (New Policy Holder)


Very easy experience, staff helpful and impressed with policy

Touring Caravan Insurance (New Policy Holder)


Provided cover for caravan kept abroad which a lot of insurers would not do.

Static Caravan Insurance (Renewal)


Very happy with service.

More reviews


Can you insure my caravan if it’s permanently sited?

Absolutely. Unfortunately this option isn’t available online as we need to find out a bit more information from you. Getting your permanently sited caravan insured is only a simple phone call away though. Call us on 01242 538 431.

Can I insure my hobby caravan?

Yes. We insure hobby caravans however, you’ll need to phone us to get cover for these vehicles as they are slightly more specialist. Call us on 01242 538 431 to set up your cover.

My caravan is quite unique - will you be able to cover me?

We’ve seen all sorts of makes, models, designs and modifications over the years. In most cases, we’ll be able to cover you but it’s best to phone us up so that we make sure we get all the correct details. Get in touch with us on 01242 538 431 if your caravan is a little more out-of-the-ordinary.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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