Yoga and Pilates Instructor Insurance

Liability for yoga instructors, their business and their clients

Receive specialist service and expert risk advice.  Our advisors can provide the various liability and indemnity policies you may need to run and grow your business in one package bespoke to your needs and professional risks.

0844 346 3307
01438 739635 Mon - Fri, 8.30am - 5.30pm
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Features

Covers you against civil liability claims for:

  • Professional Indemnity
  • Public Liability
  • Products Liability
  • Libel and Slander
  • Covers you to work anywhere in the world including from:
    • Client’s property
    • Rented practice room
    • From your own home*
    • Electronically via internet call or conference i.e. Skype
    • Via the telephone
  • Includes 24 hour legal helpline
  • Specialist legal defence where necessary to defend a claim
  • Legal expenses cover for costs such as:
    • tax investigations
    • statutory license protection
    • contract disputes
    • employment tribunals
  • There is no excess to pay in the event of a civil liability claim

Optional extras

*Home business insurance – Do you practice from home or have an office? You may be required to up-date your home insurance policy to account for any business activity. We can provide specialist home insurance for therapists or advise you of your options, in addition to your professional liability policy as required.

Employers’ liability cover – Do you have employees? Employer’s liability insurance is a legal requirement and is designed to protect your staff for injury or loss whilst performing their job. We can include this cover simply and easily anytime you take on an employee.

Member of a professional body?

Many professionals can receive preferential rates as members of a professional body. Let your advisor know which organisations you are a member of and see what discounts you could receive.

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Yoga & Pilates Exculsions

The policy is designed to cover any civil liability arising from your business activity - but there are a few specific exclusions:

  • Injuries to employees in the course of their employment with you. Employer’s liability can be included as an optional cover.
  • Financial loss from business risks such as contracts with suppliers or trading losses.
  • Any intentional act, unless this is part of the services you provide.
  • Any claim arising out of work for a business in which you have a controlling interest or for which you can make a major policy decision.
  • Liabilities which should be insured under other types of policy for instance, home insurance.
  • Claims resulting from circumstances known to the Insured at the inception of this policy.
  • Loss or damage from war or terrorism.

Exclusions will change depending on your profession and your advisor will take you through these during the quotation process. This list of exclusions is a summary and is not a full list of all exclusions that may apply.

Claims

Yoga & Pilates Instructor Claims

At Towergate we’re here to support and advise at every stage from setting up a policy to making a claim.

Therefore, if someone raises an allegation or claim against you or if you have any reason to suspect that this might happen, contact us for expert advice. Our 24 – hour helpline means you have immediate access to qualified professionals who can talk you through the best course of action.

We’re here we to work with you. So in the event of any incident, even if you’re not sure it will result in a claim, contact us immediately. It won’t prejudice your policy to do so and letting us talk you through your options step by step will give you the peace of mind to focus on the important parts of running your business.

Customer Reviews (785)

Customers rate our service at 92%

Based on 785 independent customer reviews.

DateProductScoreCustomer Comment

Charity Insurance (Renewal)

+

When contacted directly they were helpful

Locum Insurance (New Policy Holder)

+

Have been happy with Towergate although disappointed that I did not receive any reminder of renewal this year.

Charity Insurance (Renewal)

++

I appreciate the fact that I received an email from a named individual, not a generic email address which meant that I had a specific person that I could communicate with. I received in a timely fashion all the information that I needed regarding our renewal and the agent seemed to understand the needs of our organisation and what our insurance requirements were.

Surgery Insurance (Renewal)

++

excellent service

Care Home Insurance (Renewal)

++

Very pleased with the service.

Charity Insurance (Renewal)

++

Always a prompt and informative response to any query, never tries to sell the company anything it doesn't want but is on hand to provide information to help us know what it is we need.
Thank you

Charity Insurance (Renewal)

++

I have found Towergate easy, knowledgeable and respectful to work with and would recommend them to anyone seeking professional insurances.

Surgery Insurance (Renewal)

++

Always prompt with replies

Nursery Insurance (New Policy Holder)

--

This policy was incepted early January, with a request for paper documentation rather than e mail confirmation.
No documenation was received through the post and so 2 subsequent telephone requests have been made.
I am still not in receipt of my Certificate of Insurance.
Previously I had used Dot 2 Dot Insurance for the past 4 years, without any administration errors. In fact they were extremely professional.
Can you please comments on this.

Charity Insurance (Renewal)

++

Great customer service.

View all reviews >>

0844 346 3307
01438 739635 Mon - Fri, 8.30am - 5.30pm
Get a quote Request a callback
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92%

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