Carpenters Insurance

Whether you’re a cabinet maker, joiner or use traditional carpentry techniques, we can provide a carpenters insurance policy that fits just right.

  • Our flexible policies can grow and change with your business meaning you only pay for the cover you want.
  • We can provide cover for up to five different trades in one policy including building and decorating.
  • Many options extras including business premises cover, accidental damage and tools cover.

Get a carpentry insurance quote from our panel

Get a quote

Got a special request? Call our specialist team to see what they can do for you

0344 346 0409
0344 346 0409

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Carpenters insurance from £79.97*

*Price based on a carpenter with 1 million public liability cover, no employees

We can tailor your carpentry insurance policy, meeting your exact requirements and giving you the confidence to get the job done.

Liability insurance for carpenters

Carpenters liability insurance covers you against a claim from your customers and your staff. You set your own limits for public liability, employers liability and product liability too, up to £10 million, and can adjust these at any time depending on the growth of your business and diversification over time.

Cover for your equipment

Your tools provide you the means to your livelihood. And should you prefer to insure these on your carpenters policy we can provide flexible limits for all types of equipment including employee’s tools, specialist equipment and hired equipment too. Tools must be locked securely outside business hours, and a single item limit may apply.

Specialist types of cover

However you work, whatever type of carpentry you do, we can help you find the best policy to cover your risks. So as a joiner, cabinet maker, wood turner, charcoal maker or sculpture we will factor your location, work history, turnover, staff, years in the trade, professional accreditation and many more to build a picture of the type of insurance you might need. Coupled with the liability and tools protection at levels set by you, you can be confident the insurance you have fits you correctly.

Get it sorted

Do you need documents quickly to tender for a public contract or to get you on site? We can provide verification of insurance via email, often within the same day. Speed up the process even more by getting a quote and buying your carpenters insurance online, or for a more detailed requirement review, call us today to discuss your needs.

Carpenters Insurance Claims

If and when it comes to the crunch and you need to make a claim, we have an in-house team who work hard to understand all the details of your claim then get these to the insurer to get your claim resolved as quickly as possible.

If there are any complications with your claim, we’ll follow this up with the insurer and keep you updated with the progress of your claim.

Need to make a claim?

Call us or email us with; your policy number, a phone number to reach you on, details of your claim and photos where possible and relevant.

0344 346 0409

Carpenters Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your builders insurance.

Tradesman insurance engineer

insurance guide

A Guide To Tradesman Insurance & Professional Cover

Tradesman insurance is an umbrella term for any business or person who works performing a trade or service to the public. But with hundreds of different trades how do you know what you might need? This is why we have put together a guide explaining the different features and how to best protect your business.

public liability guide thumb

insurance guide

A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.



A Video Guide to Carpenters Insurance

Get to grips with what makes Carpenters insurance so vital to your carpentry business. Our helpful video explains why public and employers liability insurance is a vital business protections and why you might want to cover your tools

Carpenters Insurance FAQs

Should I need to make a claim, how are my tools replaced?

This depends on how you have insured your tools i.e. new for old, replacement value or if it’s based on what the tool is estimated to have been worth at the time of loss, but in all cases, if you are claiming to replace a tool your insurer will send you a cheque. This means you can control when, were and what you spend the money on

Why do I need a specific carpenter insurance policy?

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy.

Why does a carpenter need public liability insurance?

Carpenters can face legal action in respect of their liability for personal injury or property damage arising from their activities. The awards that can made as a result of a successful claim can be substantial but even the legal costs of defending the most spurious claim can cause severe financial hardship.

Where can I find more information about monthly Direct Debit?

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Is the financial rating of an insurer an important factor?

As the system measures an insurer’s financial situation, allowing you to predict their ability to meet ongoing policy obligations, it is an important factor.
Also, there are a number of main contractors that will not sub-contract works to any companies not insured with an insurer with a minimum of an A-financial rating (as determined by established ratings companies).
If you have any concerns about whether this may affect your business or have any questions around the rating of an insurer speak with one of our advisors.

Are labour-only sub-contractors covered in the same way that direct PAYE staff are under the employer’s liability policy?

Yes, both types of employers are covered for the same risks although it is very important you declare how your workforce are employed as it will affect how your risks are calculated.

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