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Cleaners and Cleaning Insurance

Tailored cover designed to protect you and your cleaning business

  • Public and product liability cover included as standard
  • Extensions available to include cover for loss of keys
  • Employers' liability cover with a limit of indemnity up to £10 million

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0344 892 1664

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Features of our cleaners and cleaning insurance

Public liability cover

Our cleaners and cleaning insurance cover includes public liability cover for third-party property damage or injury with variable limits available so you have peace of mind should something happen.

Cover for loss of keys

Our policies can be extended to cover you, and any of your employees, for loss of keys. The standard cover amount for this is £30,000. This means that you're protected should a set of keys be misplaced which can take away some of the stress and worry.

Employers' liability cover up to £10 million

As your cleaning business grows you can be confident in the knowledge that any employees you take on are covered by our cleaners and cleaning insurance. Just be sure to inform your adviser of any changes to your team.

Additional extras

Your cleaning insurance policy can be tailored to your needs. We can help you choose the best cover for your business, including liability limits and equipment protection to suit you.

Cleaners and Cleaning Insurance Claims

It’s important that you have trust in your insurance company, particularly in the event of a liability case being brought against you as this can be a stressful time.

In the event someone raises an allegation or claim against you, or even if you’re not sure, contact us immediately. You won’t prejudice your policy so even if no claim arises you can still have peace of mind.

Need to make a claim on your cleaners and cleaning insurance?

Give us a call and we’ll help settle your claim

0344 892 1664

Cleaners and Cleaning Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your cleaners and cleaning insurance.

Self Employment Guide


How to be Self-Employed: A Guide

Starting your own business is one of the most exciting career moves you can make. More and more entrepreneurs are making the leap, with the number of self-employed people growing from 3.8 million in 2008 to 4.8 million in 2017.

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A Guide to Public Liability Insurance

Public liability insurance could be the most important cover you have. Not only does it pay out for claims that could otherwise topple a successful business but in many cases not having it would put customers and partners off using your services. Our simple guide looks at the main features and pitfalls.

Cleaners and Cleaning Insurance FAQs

Can you provide liability cover wherever I work?

Yes, we can provide cleaning liability insurance for work anywhere in the world as long as you and your business are based in the UK.

Can you provide employers' liability?

Yes, we can provide cover for permanent and self-employed cleaners. It is important that you declare how your workforce are employed as this will impact how risks are calculated.

Are labour-only sub-contractors and agency staff covered in the same way that direct PAYE staff are under the employers' liability policy?

Yes, all types of employee can be covered for the same risks.

Do you cover cleaning work in domestic and non-domestic and hazardous locations?

Yes. This can be covered in your policy. We can offer cleaners and cleaning insurance policies for domestic properties only; domestic properties plus shops and offices; and domestic and commercial properties with additional cover for hazardous locations.

I sell a small amount of cleaning products. I do not make or re-brand these, I just sell them. Can this be included in the cover?

Yes it can. We can cover the stock when stored in your premises. We can also extend the cover to include theft from an unattended vehicle.

Can the cover be extended to include cover for loss of keys?

Yes, your cover can be extended to include this, it can also cover the lock replacement. The standard cover amount for this is £30,000.

Can I pay in instalments?

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

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