Financial Advice

Our financial advice is designed to ensure you get the best from your investments to enable you to reach your financial goals.

Today it is difficult to plan for a financially secure future, with this in mind, Towergate Financial will work closely with you to create a tailored financial planning that is aligned with your personal circumstances and your attitude to financial risk. Towergate Financial will provide you with expert advice and access to a range of products to help you realise your goals and gain financial independence.

0344 346 0556
0115 908 2500 Weekdays 9am - 5pm
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Financial advice features

Below are some of the key products and services we provide through Towergate Financial:

  • Financial review

    We offer a complimentary initial meeting for any new clients. The review service provides an overview of your current financial situation, followed by recommendations on how potential improvements can be made. The complimentary financial review is available for both private and corporate clients.

  • Optimum

    Optimum is the name for our annuity and retirement services and products. The purpose of Optimum is for our advisers to work closely with clients to go through all the retirement options available and help them make an informed decision about the right retirement choice for them Our advisers can advise you with regards to lifetime annuities, lump sum payment, capped drawdown, fixed term annuities, flexible annuities, flexible drawdown etc.

  • Online Investment Platform

    The Towergate Financial Platform allows clients to view all of their investments and valuations at any time, and is wholly independent of all product and investment providers. A platform is a secure, online account that brings all of your investments together, allowing you to view them in a single place such as your pension, ISA, properties, equities, bonds, trusts etc.

  • Protection and insurance

    We offer a variety of protection and insurance products, which include personal/family protection and life insurance. We will work with you to find a solution that is entirely tailored to your personal circumstances, to ensure you and your family are protected for all eventualities such as critical illness, death or the inability to work due to incapacity.

  • Estate planning and wills

    We offer a Will Writing and Estate Planning Service via our links with National firms of Solicitors, whether you require a simple will, or a more complex will to cover inheritance tax planning or estate preservation and succession planning. All of our services can be paid for by way of fees. You will always be aware, in advance, of what charges or fees apply to the advice and planning that we provide. Some fees may be subject to VAT.


Financial advice FAQs

Will I have an initial assessment?

Your financial advisor will go through all of your options with you during an initial consultation. At this point they will be able to determine that your investment portfolio matches your current and future goals and if it is tax efficient. You will also have the opportunity to discuss investing in other peoples name if you have children, and if you have future costs such as school fees or retirement we can advise on meeting these within the desired time frame.

Where will this take place?

We are happy to work around a schedule that is most convenient for you and can arrange a meeting with you at your home, place of work, in our various offices or over the phone.

Must I divulge all of my personal information?

By not providing them we are greatly limited to how much guidance we can give. We take the security of such sensitive information very seriously and have the latest 'encryption' technology in place.

How do you invest my money?

This generally depends on your individual circumstances, however generally we look to diversify your investments via three different investment strategies which include:

- Investing in funds which in turn themselves, invest in many other assets.

-Investing your money by spreading it across different funds which typically invest in different kinds of assets, for example, bonds or property.

- Working with specialist fund management firms, specifically chosen for their own strengths by our own investment committee.

- By diversifying and monitoring your investment it will greatly reduce the risk of having too much money in any one place, which will reduce your overall investment risk.


Service promise

We aim to provide value for money at all times, remain transparent with regards to all costs and fees and leave no hidden surprises. By utilising investment platforms we are able to gain leverage with the fund management industry, this keeps the cost of investment at its possible lowest.

The key to our success is flexibility. Keeping you up to date via constant communication and on-going advice regarding your investment and global trends means you can react quickly and adapt as needed, maximising your potential gain.

From the initial consultation our expert independent advisors and financial planners put you first and finding you the right investment solution is at the heart of our relationship. Whilst no decisions will be made without your final say, we will provide all the information and guide you through every-step insuring you make the right choices for you and your family, giving peace of mind that you are in good hands.

0344 346 0556
0115 908 2500 Weekdays 9am - 5pm
Get a quote Request a callback

Request a callback

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