Important information about your policy

Please read the following information before obtaining a quote.

How we offer this policy

We offer this policy from one insurer, our preferred provider with whom we have developed this specialist professional liability insurance product.

What we do for you

We establish your insurance requirements, find a product to meet your needs and provide you with the key features of that policy.  We then arrange cover for you on behalf of the insurer.

Your insurance requirements and options

While we are not making a personal recommendation, the policy we are offering is based on the information provided by you and includes the levels(s) of cover, policy features and additional cover options required to meet your individual circumstances.

A record of your requirements is shown in the ‘Your insurance requirements’ section of your policy documents and in your policy schedule. 

Please check that your sums insured/limits of indemnity are adequate for your needs, as claims payments could be proportionately reduced if any sums insured are too low.  If any details are incorrect, or your circumstances change, please contact us to discuss your requirements.

Important documents

Summary of cover - This summarises some of the key features and exclusions of your policy.

Terms of business - By taking out this insurance policy you are entering into a contract with us. This document provides the terms and conditions between you and us, information about us, our services and costs, your rights and how to exercise them.

Charges for making changes or cancelling your policy

We do not charge you for changes to your policy or to cancel your policy.

However, fees or premiums may be charged by the insurers.

Methods of communication

Your documentation will be sent to you by email after you have purchased your policy. if you would like to receive a copy by post, please contact us.