Coronavirus help and support for our insurance customers

Ireland Holiday Home Insurance

Give yourself some peace of mind and protect your property in Ireland.

  • Protection for holiday homes and second homes across Ireland
  • Insurance for a wide range of property types
  • Stay at your holiday home yourself, with family and friends, or rent it out

If you know what you need, run through a quote online

Get a quote

Call us today for an insurance quote on your Irish holiday home

0344 892 1750
0344 892 1750

Weekdays 9:00am - 5:30pm

Feefo logo



What does Irish holiday home insurance cover you for?

Insurance for a range of Irish holiday homes

Irish holiday home and second home insurance from Towergate can cover a range of properties, whether you use them for holidays or you let them out. We can offer cover throughout the Republic of Ireland for properties that are used as a holiday home, and all occupancy types for the whole of Northern Ireland, including holiday homes.

Holiday home insurance tailored for you

Our team have wide knowledge on holiday homes and the different ways they are used, built through years of supporting our highly valued customers. Be it a rental, a property you share with friends and family, or your own pride and joy, they will be on hand to answer any questions and help you find the cover that it is right for you.

Accidental damage

Accidents happen so we can offer the option of covering accidental damage to your home and contents. In addition, if you rent your property out, we cover accidental damage to material property while the home is being let. For this cover to apply however, you must have proof of a signed rental agreement for the period of the guest's stay. If your keys are lost or stolen we also include cover for replacement locks so you know the property is secure again. Our Irish holiday home insurance also extends to holidaymakers and landlords of holiday lets abroad, protecting contents and personal belongings of holidaymakers and landlords of properties in Ireland.

Travel expenses in emergencies

Towergate offers an emergency expenses service to provide support should an emergency strike and leave you in an unexpected and difficult situation. We will pay up to £300 in travel expenses for you and a family member to travel to the property and an additional £400 towards locating alternative accommodation, so you don't have to worry about how you'll get there and and finding somewhere to stay.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Ireland Holiday Home Insurance Claims

We have a 24 hour claims helpline, so you can report your claim as soon as it happens.

Once reported, the team aim to call you back within 24 hours. However, please note that if you report your claim at the weekend we aim to call back on the following Monday.

Photographs of any damage may help us to move your claim along more quickly so please take a few photos if you can. You can email these to

Need to make a claim?

Call the team between 8.30am and 5.30pm on:

0170 8777 720

Ireland Holiday Home Insurance Articles & Guides

We've got a whole hub of information about holiday homes, read up on:


insurance guide

Buying a Holiday Home Guide

Profitable business, treasured home away from home, and very often a mix of both, a holiday home can be a fantastic investment to consider. Get the most for your money and enjoy your property for years to come with our helpful guide to buying a holiday home that’s right for you.

Costal Holiday Home Exposed Thumb


How to Protect Your Holiday Home from the Elements

Purchasing property abroad is one of the biggest investments you’ll ever make. Naturally you want to protect that investment, especially when your holiday home is left unoccupied and is more susceptible to threats.

Marketing Your Holiday Home Hot Tub


What to Do When Marketing Your Holiday Home

Properly marketing your holiday home is vital to its success as a business venture. In this detailed article, we cover the most important steps to follow to make sure your holiday home can be competitive.

Ireland Holiday Home Insurance FAQs

What happens if I cannot visit my Ireland holiday home during the Covid-19 pandemic?

We understand that due to the Covid-19 outbreak you may be unable to visit your property. Read our FAQs for this situation.

Is this policy only eligible for holiday homes in Ireland?

No, if you have a holiday home in any of the following other countries you are eligible to apply for a policy: the UK, France, Portugal, Italy, Greece, Southern Cyprus, Bulgaria.

My property in Ireland does not fit into the category of a holiday home, can you still insure me?

If you just use the home for holidays or holiday lets and you don’t visit much, then it’s likely to be classed as a holiday home. If you have a property which you visit more often, say for work or to visit nearby relatives, then it may be considered a second home in insurance terms. Taking your unique circumstances into account, our underwriting team can assess your position and may be able to provide a tailored policy for you. It may fit into the category of second home insurance - but if not we may still be able to find you cover that fits. Call the team to discuss your situation and we will try to find the right policy for you.

Is my Ireland holiday home protected in the event of a natural disaster?

We can offer cover if your property is damaged due to a natural catastrophe, such as a flood, earthquake or storm, or through rioting.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Request a callback

Full name   Contact number     Email address     Please note: This service operates only during office hours.