Why should I buy life insurance?
It depends on where you are in life. However, for many people, life insurance is an excellent way to protect the things that mean the most to you – such as making sure your family’s financial future is more secure if something unexpected happens to you.
Can my children be covered too?
Yes, you can choose a cover amount of between £10,000 and £100,000 for your children. If your child is diagnosed with one of the illnesses we cover, you will receive a cash lump sum. Children are added automatically when you take out serious illness cover for yourself.
How do you work out the price of my life insurance?
Your premiums are based on a range of factors, such as your age, height and weight; your health; whether you’re employed in a high-risk occupation; and whether you smoke.
Can I change my policy later?
Yes. If your circumstances change you can increase your life insurance cover or buy extra policies. You can also choose to add indexation to your plan at no extra cost. Indexation protects you against rises in the cost of living, making sure you always keep the level of cover you need and increasing your cover each year without the need to go back through our application process. You can also choose to opt out of any future increases.
Why should I choose Towergate?
We have teamed up with VitalityLife to provide life cover advice. We are proud to work with the only insurer that rewards you for staying healthy, with deals and discounts from major brands like Virgin Active, British Airways and Apple, as well as cashback for being a non-smoker.
Regulatory information
This promotion has been approved by Vitality Life Limited and does not constitute investment product advice. Investment product advice will be provided by Vitality Life Limited, a firm authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, FRN 675028. Registered address 70 Gracechurch Street, London, EC3V 0XL.