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Mobile Home Insurance

Mobile home insurance designed for park home owners, covering what you need for your property.

  • Mobile home insurance including cover against storm, flood, escape of water and theft
  • Cover for both building and contents
  • Optional additional mobile home covers available including homecare emergency a 24-hour helpline and assistance service

Start your mobile home insurance quote online

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Call to speak to a mobile home insurance adviser

0344 892 1413
0344 892 1413

Monday - Friday 9am – 5pm (3.45pm on the first Friday of each month)
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What does our mobile home insurance policy cover?

Mobile home insurance with cover for escape of water, storm, fire and theft

A concern for many park home owners, storm damage can cause a whole host of problems from leaking windows, to damage due to high winds. With Towergate your policy covers you for storm damage as standard, with exclusions including damage caused to fences, gates and hedges, and frost damage.

New for old cover for mobile home building and contents

If your mobile home becomes uneconomical to repair due to damage, we can replace with a brand new or equivalent new model. We also offer old-for-new cover on mobile home contents (up to £75,000), with the only limitation on clothing and linens, where value will take into account wear and tear. Note valuables should be covered under the personal possessions section of your policy.

Blanket cover for your mobile home insurance

We provide blanket cover on our mobile home insurance policies, meaning you are covered by up to £500,000 for mobile home replacement and up to £75,000 for the replacement of your contents. This also includes other aspects such as the debris removal and re-siting a new home onto your plot. Note, restrictions will apply, so please refer to your policy wording.

Optional cover you can include in your mobile home insurance

We offer an additional cover of 24-hour homecare emergency protection, to help when those urgent problems such as a leaking washing machine or burst pipe affect your mobile home.

Mobile Home Insurance Claims

At Towergate we’re proud of our claims service. Our friendly team are dedicated to reacting quickly and to keeping your claim moving forward.

We will talk you through the details of your claim and advise you of the next steps in the process, continuing to guide you through from notification through to settlement..

Need to make a claim?

We’re here to help so call us on:

0344 892 1416

Mobile Home Insurance Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your park home insurance.

Park Home PB

article

Pitch Fee Reviews - How do they work?

The Mobile Homes Act 2013 introduced a new procedure for the review of pitch fees designed to make the process much more transparent and hopefully to reduce pitch fee disputes. In this article we run through the process of pitch fee reviews, from review forms to notice periods.

Park Home Emergency Assistance

video

Home Care Emergency Assistance For Park Homes

As part of our park home insurance video series this video explains the benefits of our home care emergency assistance cover and how it can help you. Check out the video to find out more...

Mobile Home Insurance FAQs

Is there an excess on your mobile home insurance policy?

Yes, there is a standard £100 excess applicable on our mobile home insurance policy. If you want to add a voluntary excess, you can select from the additional amounts between £100 and £250, which can sometimes help reduce your overall premium. The only exception to the standard excess is in the (unlikely) event of ground movement (landslip, heave or subsidence) where we have a £500 excess. You can also select excess protection as an optional additional cover, so should you need to make a claim your excess will be reimbursed, up to £250 a year.

What happens if I have a legal dispute with the park owner?

You can choose to include legal protection cover with your park home insurance policy. Legal protection cover means that you have access to specialist legal experts at Abbey Legal Protection for advice relating to park home and site disputes. From advice over the phone, to representing you in court or at a residential property tribunal, they will be able to take care of you.

This cover is for park home specific disputes only.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our regulatory information.

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