Coronavirus help and support for our insurance customers

Motorhome Insurance

Take care of your home away from home with Towergate Insurance.

  • We offer cover for social, domestic and pleasure motorhomes up to £120,000
  • Your no-claims bonus can be protected by getting in touch
  • Comprehensive policy offers medical expenses and personal belongings cover

Start your Motorhome Insurance quote online

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Call the team to discuss your Motorhome Insurance

01536 677013

Can’t get through right now? Request a callback

We offer two levels of cover for your motorhome, Third Party Fire and Theft, as well as Comprehensive Policies

Public liability cover (Third Party Fire and Theft)

We offer motorhome insurance for vehicles up to the value of £120,000. Public liability cover is included in both our Third Party Fire and Theft as well as our Comprehensive policies. Damage is covered up to £20,000,000 in the event of damage to the property of, or injury to a third-party. We will also pay up to £5,000,000 for any costs arising from the claim. This cover only applies to towing if motorhomes are secured by the manufacturers recommended instructions.

Medical expenses cover (Comprehensive)

In the event of an accident, our comprehensive motorhome insurance policy will pay the medical expenses up to £500 per person involved and/or injured (with no excess). In more serious situations, i.e. loss of sight, loss of limb, death, etc; the personal accident benefit will pay out larger amounts, providing financial and medical support to our customers. Please note that an excess charge may be required.

Windscreen and windows (Comprehensive)

The glass parts of the motorhome are likely to be the most fragile. Repair or replacement of damaged windows or windscreen is included as standard on comprehensive policies. If the glass can be repaired rather than replaced, we will not charge an excess. While there is no limit on windscreen damage, damage to glass sunroofs, lights, or reflectors are not covered on our motorhome insurance policies.

Personal belongings (Comprehensive)

As part of your comprehensive motorhome insurance policy, you have cover of up to £2,000 for personal belongings. This includes, linen, cutlery, utensils, furnishings, clothing, and other camping equipment used in conjunction with your motorhome. This does not include property taken from an unlocked vehicle or property which has not been properly protected from loss or damage. In respect of awnings, gas cylinders and generators, we will pay up to £1,000.

These are just some of the key features and exclusions, full details will be found in your policy wording. Show policy documents

Motorhome Insurance Claims

We want to get you back on the road as soon as possible. If you need to make a new claim, you'll be supported by the claims team. They are available 24 hours a day, 365 days a year to register your claim as soon as it happens.

All you need to do to get the ball rolling is call us on 01536 677013. It’s helpful if you can provide as much information as possible on the details of your claim, your policy number and where appropriate some photographic evidence. .

Need to make a claim for windscreen damage?

Just call:

01536 677013

Motorhome Insurance Articles & Guides

We know more about motorhomes than just insurance, discover more in our leisure hub:

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VW Campervan vs. Airstream Caravan

VW Campervans and Airstream Caravans are both classics in their own right. Both have distinguished histories and have cropped up everywhere in pop culture over the years. Can you guess which one is owned by Pamela Anderson? What does the future hold for these iconic vehicles? Read on to find out.

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Simple and Healthy Caravan Cookbook

Get your free copy of our new caravan cookbook, full of simple, healthy and delicious recipes. It contains easy cooking recipes for beginners that can be made in confined spaces on the go. Finally, you can enjoy scrumptious meals with very little prep on your next caravan holiday.

Motorhome Insurance FAQs

Am I eligible for this Insurance?

View the checklist below; if these match you and your vehicle, then you may qualify for a quote.
- You are between the age of 25 and 74
- The vehicle you wish to insure is registered and normally kept in Great Britain
- You will be using it for social domestic and pleasure purposes only
- The motorhome is no more than 29m in length

How many people can I allow to drive my motorhome?

Provided they are named on your motorhome insurance policy, you can have up to 3 additional drivers.

Can I take my motorhome abroad?

Yes. You automatically receive 180 days of European cover for the type of insurance you have chosen: either Third Party Fire and Theft or Comprehensive cover.

Can I protect my No Claims Bonus?

Yes. Provided you have been five years claims free on your motorhome insurance, you will have the option to protect your No Claims Bonus.

Can I insure myself for Third Party Damage Only?

Unfortunately, not. We can only offer Third Party Fire and Theft cover and Comprehensive cover.

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