Touring Caravan Insurance

Specialist touring caravan insurance covering you on the road, on site or at home.

  • Discounted premiums available for CaSSOA storage and use of security devices
  • Overseas cover options including towing cover and repatriation if you’re unable to tow your caravan home
  • If you’re happy to apply some excesses to your policy your premium may become cheaper

Itching to get on the road? Get a quote and buy cover online in minutes

Get a quote

Call our team and tell them every detail to take full advantage of our policies

0344 892 1413
0344 892 1413

We’re here for you Mon - Thurs 9am to 8pm, Fri - 9am until 5pm and Sat 9am to 1pm
Can’t get through right now? Request a callback

Win a Caravan

Insure and tour with Towergate for your chance to win* a brand new caravan
plus up to £1000 worth of accessories and a year's free insurance!

*This offer is only available when you take out a policy with us in 2016

Terms and conditions:

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93%

What does caravan insurance cover you for?

Accidental damage

Accidents happen to all of us. You may have been caravanning for years but even the most experienced towers make mistakes when parking on a pitch. We’ll also cover you for mishaps while you’re on site such as damaged awnings. Unfortunately, we can’t cover wear and tear though so it’s a good idea to check your equipment and replace items which look a bit tired.

No frills caravan insurance

If your caravan is slightly older or you don't get out in it as much as you'd like, our Lo-cost option could be right for you. Cover includes: damage caused by fire, theft or attempted theft, public liability and 30 days’ European cover. Unfortunately, this policy doesn’t include any accidental damage cover and we don’t offer any security or storage discounts. For a full list of exclusions please refer to the policy booklet.

Discount caravan insurance

We know you want to take care of your caravan and we like to reward those who’re extra careful. When you use a fitted alarm (PIR/tilt sensor), smart water or non-proactive tracker, we’ll give you 10% off. Plus, if you use an AL-KO chassis secure wheel lock or a pro-active tracker, you can receive a 25% discount! We only ask that you have your hitch lock and wheel clamp on at all times when it’s not in use, you’re onsite or you’ve left the caravan alone whilst it’s attached to your car.

Awning, motor mover and additional equipment cover

As well as protecting your caravan, we provide cover for the awning and other accessories you may have fitted to your caravan if you allow for them in the sum insured. We can include motor movers, satellite receivers, solar panels and other equipment such as aquarolls. Our sums insured can go all the way up to £60,000 so let us know what you’d like included and we’ll do our best to cover it.

These are just some of the key features and exclusions, full details will be found in your policy wording.Show policy documents

Adam Summersby

Adam Summersby

Head of Caravan
“ I’m proud to be Towergate’s Head of Caravan, managing our team of dedicated advisors based here in Cheltenham. Our teams undergo specialist training to make sure that when you call, we can provide experience and attention to detail you deserve. We’ll guide you through the discounts available and base the cover on your caravanning lifestyle, that way you get the right policy for you.”

It’s the moment of truth – you need to make a claim

At Towergate we’re proud of our claims service. Our friendly caravan team in Cheltenham are dedicated to reacting quickly and to keeping your claim moving forward.

Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

Most importantly, when your claim is settled we will ensure payment by BACS straight in to your bank account.

Need to make a claim?

Give us a call and we’ll help settle your claim

0344 892 1416

Articles & Guides

Get tips and advice from our industry experts to ensure you get the best out of your caravan insurance.

Touring Caravan Discounts

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How to Get Discounts on Your Caravan Insurance

As part of our touring caravan insurance video series this video looks at how and where to display your liability insurance certificate. We explain who should have access to it and what information you are legally required to show. Check out the video to find out more...

Glamping in the UK

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Glamping in the UK

Read our fantastic infographic guide to glamping. As the popularity of glamping grows, we explain what it is, why we do it and some of the very best places you can glamp in the UK. Discover camping from a whole new perspective.

Mobile Eateries

article

Caravans, combis and vans - mobile eateries are the kings of catering

The UK’s eating out sector is set to grow 2.2% in 2016 to a value of £56.3 billion by 2019 and no one is capitalising on that growth more than street food sellers and mobile catering companies. It’s estimated that street food is eaten by some 2.5 billion people each day, worldwide.

Customers rate our service at 93%

Based on 1426 independent customer reviews.

DateProductScoreCustomer Comment

Static Caravan Insurance (Renewal)

++

Good polite, explained things well.

Static Caravan Insurance (Renewal)

++

we were with you before ,when insuring our touring caravans, so knew you already,
very happy with those. Hope future all goes well.

Touring Caravan Insurance (New Policy Holder)

+

They were flexible and quick and easy to deal with.

Static Caravan Insurance (New Policy Holder)

++

They were very professional and did everything on time including phone calls.

Static Caravan Insurance (New Policy Holder)

++

policy was put in place very efficently,at a very competitive premium and by a very polite and competent customer service advisor.

Static Caravan Insurance (New Policy Holder)

+

Have insured park home with Towergate since new. Was impressed when we visited roadshow in Newquay. Pleasantly surprised with renewal premium. Would recommend if asked.

Touring Caravan Insurance (New Policy Holder)

+

Thank you for the quick and professional service you have provided. We have been with you for several years and to date we are vey satisfie d with your cover.

Static Caravan Insurance (Renewal)

-

The service for my caravan insurance was good so I asked for a quote for my home insurance and was sent an email saying someone would contact me shortly but nobody did so I went elsewhere


On 06-Apr-2016 the supplier responded:
We’re really sorry to hear that you did not receive a call back as requested to discuss a Home Insurance Quotation. At Towergate Insurance Customer Service is important to us and on this occasion the service you received was not of the high standard that you can expect from us. Please accept our sincerest apologise for any inconvenience this matter may have caused. I note that you have chosen Home Insurance with another provider however, in future if you would like a Home Insurance Quotation please don’t hesitate to contact Towergate Insurance directly on 03447 368 249 or alternatively you can get a quote online by visiting https://www.towergateinsurance.co.uk/home-insurance

Towergate Insurance

Touring Caravan Insurance (Renewal)

++

Really good service helpful and quick service

Static Caravan Insurance (New Policy Holder)

++

No problems at all. Excellent service.

More reviews

FAQs

What should I look for in a caravan insurance policy?

You should always look for features which best suit the way you use your caravan. If for example, you keep it on-site or in storage for most of the year, you may prefer to go for our no-frills option. However, if you use your caravan regularly and tow it on public roads, you'll want to be sure you have third party cover and accidental damage cover. We'd also suggest you seriously consider theft cover as this is a risk no matter where you store your caravan. The key is to tell us as much as possible about your caravan and the way you use it - that way we can help you get the right cover for you.

Do I need to pass a test to tow a caravan?

If you passed your driving test after 1st January 1997 you'll probably need to take another driving test commonly referred to as the B+E test. On a standard driving license however, you can tow vehicle and trailer combinations up to a certain weight. If in doubt, visit this helpful government site on towing.

Are there any exclusions to caravan insurance?

Sadly, even our insurance can't cover you for anything and for any amount. We do however offer different levels of cover and each of them will have different exclusions and limits. It's best to read the policy documents on this page to find out the exclusions relevant to the policy you're interested in. You'll find the documents just above the green box featuring our very own Adam Summersby.

Can you insure my caravan if it’s permanently sited?

Absolutely. Unfortunately this option isn’t available online as we need to find out a bit more information from you. Getting your permanently sited caravan insured is only a simple phone call away though. Call us on 01242 538 431.

Can I insure my hobby caravan?

Yes. We insure hobby caravans however, you’ll need to phone us to get cover for these vehicles as they are slightly more specialist. Call us on 01242 538 431 to set up your cover.

My caravan is quite unique - will you be able to cover me?

We’ve seen all sorts of makes, models, designs and modifications over the years. In most cases, we’ll be able to cover you but it’s best to phone us up so that we make sure we get all the correct details. Get in touch with us on 01242 538 431 if your caravan is a little more out-of-the-ordinary.

Can I pay in instalments?

If you would prefer to spread the cost of your policy you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Where can I find more information about monthly Direct Debit?

If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

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