What is the difference to standard car insurance?
A standard private motor car insurance policy will cover you for social, domestic and personal use. Some policies also include cover for you to commute to and from a permanent place of work. So, if you drive the car to the same office every day, you will still be insured.
However as a driving instructor you’ll require business use for the driving test and tuition purposes. It is often more expensive than a standard private motor insurance, but it is extremely important to get the right cover to meet the demands and needs of a driving instructor.
Why is it more expensive?
Driving instructor car insurance is typically more expensive than standard private motor insurance cover because a driving instructor requires a number of additional covers not included as standard a part of a private motor insurance policy these can include cover for:-
Driving Instructor Insurance – features explained
Driving Instructor Insurance discounts
Motorists usually pay more for driving instructor car insurance so it is important to try to keep costs down. One way to save money is to compare quotes from a number of different insurers - and it's easy with Towergate, We provide access to a panel of driving instructor car insurance companies and Lloyds Syndicates.
You can help to keep your driving instructors car insurance premiums down by choosing a low group car, adding additional security or keeping your vehicle garaged over-night.
Insurance companies reward careful claim free drivers with lower premiums, so try not to claim unless the damage is serious. You can then build up a no claims discount and potentially cut the cost of cover by as much as 65% No driving instructor wants to pay over the odds for business car insurance but it is also important to remember that the cheapest policy is not always the best. You might, for example, want to pay a little bit extra for more extensive cover. This could save you money in the long run, for example it could provide you with a replacement vehicle for a longer period keeping your business on the road.
Download the PDF version of this driving-instructor-insurance-guide
Towergate is a trading name of Waveney Group Schemes Limited. Waveney Group Schemes Limited is registered in England company No. 3251997, registered address; Towergate House, Eclipse Park, Sittingbourne Road, Kent, ME14 3EN. Authorised and Regulated by the Financial Conduct Authority.