Rowing scull insurance

Perfectly aligned by our RYA qualified experts to cover you, your fellow rowers and your equipment

Whether you're a beginner or you're training to compete, as a marine insurance specialist with over 30 years' experience, our rowing scull insurance has been designed with four different policy options to offer the level of cover you need.

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For a quote or insurance advice call:

0844 892 1987

01743 283277

Mon - Fri 9am to 5.30pm

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Beat your renewal by 5%

Great value now, and when you renew. Call us today and we will beat your renewal price by 5%. And you’ll pay the same price if you renew with us next year**.

This offer is only available when you call us.

See terms and conditions.

**Offer available to new customers only. Not in conjunction with any other offer. 5% off the total renewal price, including fees & charges if applicable, from your current insurance provider, applies to like-for-like cover. Excludes craft over £500,000 in value. Subsequent renewal price, including fees & charges, will be held at the same price subject to no claims being made. Offer not available online or in conjunction with any other offer. Subject to: Minimum price of £100, sight of renewal notice within 14 days of inception and underwriting acceptance of Towergate scheme. Offer expires: 30/9/2014 but can be withdrawn at any time. Calls may be recorded.

0844 892 1987

01743 283277

Mon - Fri 9am to 5.30pm

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Features

Rowing scull insurance features

Each level of cover includes third-party liability (damage that you may cause to another person or property) and cover for up to 30 days in Europe. You can also add the following extra features:

 BronzeSilverGoldPlatinum
Third party
Fire, lightning, explosion  
Theft, malicious damage or vandalism  
Weather events  
Accidental loss or damage    
Personal accident      
  • Cover for fire, theft and weather event

  • Accidental damage cover

  • Accidental death or injury cover for you and your passengers

  • Optional personal accident cover

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Rowing scull insurance exclusions

  • Wear and tear

  • Corrosion

  • Loss of value because of age and use

  • Loss of value to your boat after it has been repaired

  • Scratching, denting or bruising while your scull is being transported

Please find below the list of countries which are defined as 'Europe':

  • Albania, Andorra, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Eire, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Republic of Macedonia, Malta, Monaco, Montenegro, The Netherlands, Norway, Poland, Portugal (excluding Azores), Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (including coastal waters of Canaries, Madeira, and the Balearics), Sweden, Switzerland, United Kingdom, Vatican City

Further exclusions may apply or vary dependent on level of cover chosen. The above exclusions are standard across each of our four policy options.

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

FAQs

Rowing scull insurance FAQs

  • Does the policy include legal cover?

  • Yes. Our rowing scull insurance policy includes legal cover with a 24 hour helpline.

  • Am I covered if I take my boat outside the UK?

  • The policy does include European cover but is limited to 30 days. If you think you will be taking out side of the UK for longer periods than this, speak to one of our advisors.

  • What steps do I take if my boat gets seriously damaged and I need to make a claim?

  • If your rowing scull gets damaged you need to speak to us immediately on 0844 892 1320. If it's possible, take photos of the damage and record the names and addresses of any other sailors involved - much like you would if you had a car accident.

  • What will the policy excess be on my rowing scull insurance?

  • The excess of our rowing scull insurance starts at £50.

  • Where can I find more information about monthly Direct Debit?

  • If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Claims

Rowing scull insurance claims promise

Your rowing skull insurance claim

Winners of the 2011 UK Broker award for claims, and shortlisted in 2012, you can be assured that our team of marine claims specialists will understand your needs precisely. Should you need to make a claim, or if you need to discuss a potential claim, please call us using the number found in your policy documents. Available Monday to Friday, 8am to 5:15pm, our RYA qualified, UK-based team of advisors will advise and guide you through each step of the claims process, right the way until settlement.  

With no forms to fill in, only a Statement of Fact form which will be completed by your claim handler over the phone when you notify us of your claim, we pride ourselves on our easy, hassle-free claims procedure. Furthermore we guarantee to act on your claim within 24 hours of being notified, and within five days should you provide us with new information on an existing claim. Most important of all, when your claim is settled we will ensure speedy payment via BACS straight in to your bank account or via CHAPS to the supplier.

Documents

Rowing scull insurance policy documents

Policy documents

Policy Summary [pdf, 284 KB] Policy Wording [pdf, 186 KB] Terms of Business [pdf, 722 KB]

0844 892 1987

01743 283277

Mon - Fri 9am to 5.30pm

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