Rowing scull insurance

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Perfectly aligned by our RYA qualified experts to cover you, your fellow rowers and your equipment

Whether you're a beginner or you're training to compete, as a marine insurance specialist with over 30 years' experience, our rowing scull insurance has been designed with four different policy options to offer the level of cover you need.

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For a quote or insurance advice call:

0844 892 1987

01743 283277

Mon - Fri 9am - 7pm, Sat 9am - 1pm

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Rowing scull insurance features

Each level of cover includes third-party liability (damage that you may cause to another person or property) and cover for up to 30 days in Europe. You can also add the following extra features:

  Bronze Silver Gold Platinum
Third party
Fire, lightning, explosion  
Theft, malicious damage or vandalism  
Weather events  
Accidental loss or damage    
Personal accident      
  • Cover for fire, theft and weather event

  • Accidental damage cover

  • Accidental death or injury cover for you and your passengers

  • Optional personal accident cover

Rowing scull insurance exclusions

  • Wear and tear

  • Corrosion

  • Loss of value because of age and use

  • Loss of value to your boat after it has been repaired

  • Scratching, denting or bruising while your scull is being transported

Please find below the list of countries which are defined as 'Europe':

  • Albania, Andorra, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Eire, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Republic of Macedonia, Malta, Monaco, Montenegro, The Netherlands, Norway, Poland, Portugal (excluding Azores), Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (including coastal waters of Canaries, Madeira, and the Balearics), Sweden, Switzerland, United Kingdom, Vatican City

Further exclusions may apply or vary dependent on level of cover chosen. The above exclusions are standard across each of our four policy options.

Rowing scull insurance FAQs

  • Does the policy include legal cover?

  • Yes. Our rowing scull insurance policy includes legal cover with a 24 hour helpline.

  • Am I covered if I take my boat outside the UK?

  • The policy does include European cover but is limited to 30 days. If you think you will be taking out side of the UK for longer periods than this, speak to one of our advisors.

  • What steps do I take if my boat gets seriously damaged and I need to make a claim?

  • If your rowing scull gets damaged you need to speak to us immediately on 0844 892 1320. If it's possible, take photos of the damage and record the names and addresses of any other sailors involved - much like you would if you had a car accident.

  • What is the policy excess?

  • The excess of our rowing scull insurance starts at £50.

Rowing scull insurance claims promise

Your rowing skull insurance claim

Winners of the 2011 UK Broker award for claims, and shortlisted in 2012, you can be assured that our team of marine claims specialists will understand your needs precisely. Should you need to make a claim, or if you need to discuss a potential claim, please call us using the number found in your policy documents. Available Monday to Friday, 8am to 5:15pm, our RYA qualified, UK-based team of advisors will advise and guide you through each step of the claims process, right the way until settlement.  

With no forms to fill in, only a Statement of Fact form which will be completed by your claim handler over the phone when you notify us of your claim, we pride ourselves on our easy, hassle-free claims procedure. Furthermore we guarantee to act on your claim within 24 hours of being notified, and within five days should you provide us with new information on an existing claim. Most important of all, when your claim is settled we will ensure speedy payment via BACS straight in to your bank account or via CHAPS to the supplier.

0844 892 1987

01743 283277

Mon - Fri 9am - 7pm, Sat 9am - 1pm

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Policy documents

Policy Summary [pdf, 284 KB] Policy Wording [pdf, 186 KB]