Sports Travel Insurance

This will be assessed on a case by case basis. The medical screening experts will ask you several questions relating to your health condition and this will determine whether Millstream are able to offer you cover. Please be reassured, everything you tell the team is treated with the utmost confidentiality and your details will not be shared with anyone outside of the organisation.

No. The UK’s reciprocal health agreements (E111 / EHIC) with the EU came to an end on the 1/1/2021.

It is therefore vital when travelling within Europe you purchase adequate travel insurance, if you wish to be covered for medical treatment.

The Money Advice Service (MAS) have developed a directory of specialist travel insurance providers to ensure customers with pre-existing medical conditions are easily able to obtain access to affordable travel insurance.

If you would like to check the quote provided is the best for you, you may contact them for details of these providers to obtain a comparison by calling 0800 138 7777 or visiting their website.

You can also see more information on OK to Travel.

Sports travel insurance can cover a wide range of sports, from cycling to quad biking, but premiums will range according to the sports you need cover for. You will be able to find this out during the quotation process.

This multi-trip sports travel insurance policy can cover up to 17 days of cover for these activities per insurance year.

Unfortunately, this policy only offers sports travel cover to UK residents.

The annual multi-trip policy covers people up to the age of 75 and the single trip policy people up to the age of 80. Note that the maximum trip length for the multi-trip policy drops to 31 days (as opposed to 60 days), for policyholders over the age of 65.

This multi-trip sports travel policy can cover UK trips which are pre-booked in paid accommodation for one night or more.

If your return is unavoidably delayed for an insured reason, cover can be extended free of charge for up to 30 days.

This policy can cover people with many common medical conditions. An extensive list of medical conditions covered can be found in the policy wording. However, if you are unsure, please call the Medical Screening Service on +44 (0)330 660 0563.

You can cancel your policy within 14 days of receiving it, if you have not travelled, made a claim, or intend to make a claim.

If your holiday is cancelled due to reasons covered under your policy conditions, you may be able to make a claim. A number of covered reasons:

• Injury, serious illness, death of yourself or anyone you were intending to stay or travel with, an immediate relative or close business associate
• If you become pregnant after policy purchase or booking trip (whichever is later) and will be more than 26 weeks pregnant at the start of or during your trip. Or if a medical practitioner advises not to travel due to pregnancy complications.
• If you are called to jury service, court as a witness (excluding expert witnesses), or redundancy.
• If you are posted overseas or required for emergency or unavoidable duty and work in the: medical, nursing, armed forces, police, fire, or ambulance services.
• If FCO or WHO advice prohibits all but essential travel.

Please check the policy wording for further details on holiday cancellation cover.

No, you will need a separate policy to cover you against this.

Yes, the standard excess per claim is £150. Please note that a higher excess of £875 applies in respect of medical emergency repatriation by air ambulance or helicopter service in Nepal.

This sports travel insurance policy includes £2,500 cover for standard single and multi-trip policies and £5,000 cover for our 'Plus' policies.

If you are travelling in the EU, you can apply for either:

• a UK Global Health Insurance Card (UK GHIC)
• a UK European Health Insurance Card (UK EHIC), if you have rights under the Withdrawal Agreement

Find out more about the Withdrawal Agreement on GOV.UK

For most people, the UK Global Health Insurance Card (UK GHIC) replaces the existing European Health Insurance Card (EHIC) for new applications. You can apply for one at https://www.nhs.uk/using-the-nhs/healthcare-abroad/apply-for-a-free-uk-global-health-insurance-card-ghic.

Yes, golf cover can be included in this policy as an optional extension. This covers your golf equipment hire if your golf equipment is lost or delayed for at least 12 hours on your outward journey, as well as the value of the unused portion of your green fees if you have an accident, are ill, or your documents are lost or stolen which prevents you from playing golf.

No, this policy does not include car hire excess cover. However, our sister company Swinton can offer single trip and annual car hire excess cover.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

We work with Millstream Underwriting Ltd who are a specialist travel insurance provider. Millstream Underwriting Ltd is authorised and regulated by the Financial Conduct Authority, FRN: 308584. Registered in England and Wales. Registered no: 3896220, Registered office: 52-56 Leadenhall St, London EC3A 2EB. Further details are available from the FCA website https://register.fca.org.uk/s/