Trailer tent insurance

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More memories, fewer worries with trailer tent insurance in the UK and abroad.

All the comfort of a caravan but lighter and easier to tow - We think trailer tents are great. That’s why we provide cleverly designed cover for these cleverly designed trailers.  We’ve a wealth of experience providing insurance for trailers and folding campers so you can relax and focus on where to roam next. 

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Here to help

For a quote or insurance advice call:

0844 892 1413

01242 538431

Mon - Fri 9am - 7pm, Sat 9am - 1pm

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Features

Trailer tent insurance features

  • Low excess of only £50

  • Accidental damage cover whilst on site, in tow or in storage

  • 12 months' 'new for old' cover from the date purchased as new

  • 90 days' European cover including RAC accident assistance with English-speaking operators

  • £1 million public liability cover

  • Cover for use by your immediate family

  • Loss of use benefits if awaiting repairs following a claim with us

  • Legal expenses cover

Prefer to spread the cost of your policy?

Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.

To find out more about PCL and direct debit payments, select Direct Debit.

*To understand more about how PCL work together with Towergate, please read our Regulatory Information.

Exclusions

Trailer tent insurance exclusions

  • Damage caused by rotting, mildew or fungus

  • Loss or damage by vermin, insects or pets

  • Damage to tyres through punctures, cuts, bursts or braking

  • Loss of high value items including jewellery, watches, money, cameras and camcorders

Please find below the list of countries which are defined as 'Europe':

  • Albania, Andorra, Austria, Belgium, Bosnia Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Eire, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Republic of Macedonia, Malta, Monaco, Montenegro, The Netherlands, Norway, Poland, Portugal (excluding Azores), Romania, San Marino, Serbia, Slovakia, Slovenia, Spain (including coastal waters of Canaries, Madeira, and the Balearics), Sweden, Switzerland, United Kingdom, Vatican City

These are just some of the key exclusions/limitations, full details will be found in policy wordings.

FAQs

Trailer tent insurance FAQs

  • Will my trailer tent or folding caravan be insured while being towed?

  • Yes. Our policies provide cover for all types of accidental damage or loss, whether it is being towed, on site or in storage.

  • Will I be able to take my trailer tent or folding caravan abroad?

  • Yes. Our policies automatically cover you for 90 days use in Europe - or longer if you choose.

  • Will my trailer tent or folding caravan still be covered if my son or daughter borrows it?

  • Yes, provided they live with you. If they don't live with you then you can extend the policy for a small additional premium.

  • How much will I have to pay as an excess if I have to claim?

  • £50

  • What am I likely to receive if my trailer tent or folding caravan is stolen or damaged beyond repair?

  • If you bought it as new within 12 months of the loss and your sum insured is enough to pay for it, we will replace your trailer tent or folding caravan with its brand new equivalent. If not, we will pay you its value immediately before it was stolen or damaged.

  • Who should I contact if I need to make a complaint?

  • If you wish to raise a complaint please email us directly at: customercare@towergate.co.uk stating your policy number and type (i.e. Touring) within the subject line and we will respond to you as soon as possible.

  • Where can I find more information about monthly Direct Debit?

  • If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Claims

Trailer tent insurance claims promise

Our claims team

All claims are handled in-house from our offices in Cheltenham. Should the worst happen you will have the benefit of talking to our trailer tent and folding caravan claims experts.

Our dedicated, sympathetic and experienced claims team are available from Monday to Friday.

Your trailer tent or folding caravan insurance claim

Simply call using the number provided in your policy documents. We will talk you through the details of your claim and advise you of the next steps in the process. We will continue to guide you through from notification through to settlement.

We are proud of our claims service. We are committed to reacting quickly and to keeping your claim moving forward.

In line with our service pledge, we will act within 24 hours of being notified of your claim and within five days if you provide us with new information on an existing claim.

Most importantly, when your claim is settled we will ensure speedy payment by BACS straight in to your bank account.

If you wish to raise a complaint

Please email us directly at: customercare@towergate.co.uk stating your policy number and type (i.e. Trailer tent) within the subject line and we will respond to you as soon as possible.

0844 892 1413

01242 538431

Mon - Fri 9am - 7pm, Sat 9am - 1pm

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Policy documents

Policy Wording [pdf, 1329 KB] Policy Summary [pdf, 131 KB]