Take care of all your horses under one policy.
Call us on 01536 486 060 or get a quote online.
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One policy, one premium, one renewal date. Keep things simple
Specialist cover that can be adapted to meet each of your horse’s individual needs
As experienced horse owners, our specialist team is on hand to help you and answer your questions
Optional extras available to add on including veterinary fees, legal expenses, tack cover and more
We have provided a summary of the key features of the policy, below. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
A horse is an expensive investment. Illness, injury, theft, or an accident can happen at any time and may result in high financial costs. Accidents involving your horse may result in you being seriously injured or legally responsible to pay large amounts of compensation and legal bills. The right equine insurance policy is designed to protect you against unplanned costs, should the worst happen.
Public liability insurance protects you against legal costs incurred as a result of injuries to members of the public and damage to property, caused by your horse.
Personal accident cover insures you and anyone else riding your horse with your permission, against death and accidental injury caused directly by riding or handling. Note this does not cover riding for financial gain.
At Towergate, we can offer equine insurance for horses of ages. However, if your horse is over a certain age it may be covered under a Veteran Horse Insurance policy - this will vary across different insurers.
Certain things are excluded within our horse insurance policies:
See your policy document for full details.
If you would prefer to spread the cost of your horse insurance policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).
To find out more about PCL and direct debit payments, select Direct Debit.
To understand more about how PCL work together with Towergate, please read our Regulatory Information.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
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