Choose from limits between £1m and £5m for a variety of liability covers including:
*Home business insurance – Do you practice from home or have an office? You may be required to up-date your home insurance policy to account for the extra activity. We can provide specialist home insurance for therapists or advise you of your options, in addition to your professional liability policy as required.
Employers’ liability cover – Do you have employees? Employer’s liability insurance is a legal requirement and is designed to protect your staff for injury or loss whilst performing their job. We can include this cover simply and easily.
Training extension - Available for an additional £52.50 if you train others in psychology.
Member of a professional body?
Many professionals can receive preferential rates as members of a professional body. Let your advisor know which organisations you are a member of and see what discounts you could receive.
Prefer to spread the cost of your policy?
Paying by direct debit is an affordable and convenient way to pay for your policy. Through our preferred provider, Premium Credit Limited (PCL)*, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments.
To find out more about PCL and direct debit payments, select Direct Debit.
*To understand more about how PCL work together with Towergate, please read our Regulatory Information.
The policy is designed to cover any civil liability arising from your business - but there are a few specific exclusions:
Exclusions will change depending on your profession and your advisor will take you through these during the quotation process. This list of exclusions is a summary and is not a full list of all exclusions that may apply.
If a situation arises and you think the circumstances could lead to a claim, make sure you let us know straight away. Even if you don’t know that a claim will materialise from the situation, this is the best course of action. It will not prejudice your policy, but we will be able to advise you on the next steps, or put your mind at ease.
What to do:
We are here to help
There are no complicated claims forms to fill in and we are always happy to discuss the circumstances with you.
Based on 1958 independent customer reviews.