Subsidence insurance

If your property has suffered from subsidence or has been underpinned, our subsidence property insurance has been designed specifically with your needs in mind.

If your property has suffered from subsidence or has been underpinned, our subsidence property insurance has been designed specifically with your needs in mind.

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Here to help

For a quote or insurance advice call:

0844 346 3259

01206 780489

Weekdays 9am - 7pm, Sat 9am - 1pm

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Beat your renewal by 5%

Great value now, and when you renew. Call us today and we will beat your renewal price by 5%. And you’ll pay the same price if you renew with us next year**.

This offer is only available when you call us.

See terms and conditions.

**Offer available to new customers only. Not in conjunction with any other offer. 5% off the total renewal price, including fees & charges if applicable, from your current insurance provider, applies to like-for-like cover. Subsequent renewal price, including fees & charges, will be held at the same price subject to no claims being made. Offer not available online or in conjunction with any other offer. Subject to: Minimum price of £112, sight of renewal notice within 14 days of inception and underwriting acceptance of Towergate scheme. Offer expires: 31/12/2014 but can be withdrawn at any time. Calls may be recorded.

0844 346 3259

01206 780489

Weekdays 9am - 7pm, Sat 9am - 1pm

Enter your renewal price

£ Show price

Overview

Subsidence insurance overview

And because we know that selling a property that has had subsidence can prove problematic, with most mortgage providers specifying that subsidence insurance be in place before completion, we can transfer your insurance cover to the new home owner should you choose to sell your home.

  • Cost of temporary accommodation if your home becomes uninhabitable

  • Option to include home assistance cover

  • Optional legal protection up to £50,000

  • Cover for your contents whilst in transit if you move home

  • Worldwide cover for credit cards (up to £500) and money (up to £300) included within contents section

  • Up to £2,000 of contents cover for university or college

  • Valuables up to 33% of the total contents and any one item up to 5% of the total contents

  • Complimentary 10% increase in contents cover over the Christmas period and for weddings

FAQs

Subsidence insurance FAQs

  • Where can I find more information about monthly Direct Debit?

  • If you want to know more about our monthly payment option, please read our dedicated page on Direct Debit.

Documents

Subsistence insurance policy documents

Policy documents

Reviews

Product Reviews

93% of customers liked our products (1082 reviews)

DateProductScoreCustomer Comment

Unoccupied Insurance (New Policy Holder)

++

Employee very knowledgable with product and helped me understand everything in lay mans terms. Thank you.

Static Caravan Insurance (Renewal)

-

I am afraid that Towergate, through their appointed loss adjusters, consistently refused a claim for over 2400 pounds of wáter damage to the static caused by wáter increase through corner seals. Subsequently the Financial Ombudsman ruled in our favour and the claim was paid with an 8% penalty against the insurers. This saga caused unnecessary delay and worry during a time when it was obvious to us that there was a liability to pay for the internal damage though not the resealing of the corner joints.
We have continued with this company and hope that there will be no repeat of this level of service should another claim arise.


On 02-Oct-2014 the supplier responded:
Thank you for taking the time to provide Towergate Insurance with your feedback. I am pleased to hear that you have remained with Towergate Insurance, we really appreciate your loyalty. Should you have any further concerns please do not hesitate to contact us.

Kindest regards,
Towergate Insurance

Static Caravan Insurance (Renewal)

++

Excellent service answered all my querries, no problems.

RIB Insurance (Renewal)

++

Fast answering of the phone, friendly and very knowledgable staff who are willing to share their experiences and expertise. A pleasure to deal with this company.

Specialist Insurance (New Policy Holder)

++

Lorraine Francis was very thorough, had a great telephone manner and I really felt as though she understood what we needed. She took time to call back at an agreed time the next day and made the whole process much more personal than most. I would definitely refer any friends and family to Towergate and specifically Lorraine.

Static Caravan Insurance (Renewal)

++

Very good service and prompt answer to telephone!

Specialist Insurance (New Policy Holder)

-

We wanted holiday home insurance and Towergate offered a policy that did not cover many contents if unoccupied for a period. Holiday home insurance should cover unoccupied periods. We were also overcharged as the policy amount, VAT and Towergate fee added up to less than the amount taken by Towergate. When we asked for the policy to be cancelled as it was not suitable for holiday home purposes Towergate did not do this and we had to call again to ask for cancellation. In the end we received a full refund but overall the experience was not good.

Dinghy Insurance (Renewal)

++

Very happy

I have three boats insured on two policies - I wonder whether it would be to our mutual advantage if they were all on one policy

Unoccupied Insurance (New Policy Holder)

+

All questions answered to my satisfaction and in the circumstances, renewed the policy

Household Insurance (New Policy Holder)

++Latest:++

Simon Sorrentino was excellent on the phone, explaining things and answering questions, without being all jargon-y or pushy. He was very pleasant and made the process of switching my insurance to meet our new needs (as foster parents) a pleasant and easy one.


On 16-Sep-2014 the customer changed their rating and added:
It is very useful to be able to have specific insurance needs met now that we are fostering.

See this exchange on Feefo

View all reviews >>

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01206 780489

Weekdays 9am - 7pm, Sat 9am - 1pm

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