FAQ - RIB Insurance

FAQ

Here are some of the questions we’re often asked. If you can’t find the answer to your question, please call us and talk to our RYA-trained team.

Is the tube covered against punctures?

Yes, if the cause is accidental and not due to wear and tear.

Am I covered to tow my RIB behind my car?

Yes if your RIB is less than 30 feet (9 metres) in length. You must ensure the craft is properly secured if left unattended on a journey. Damage or injury to other persons when the boat is attached is covered by the insurance of the towing vehicle. Please notify us if you require transit cover for craft over 30 feet.

My policy says I’m covered to use my RIB in UK coastal waters. How far offshore can I go?

You are covered to the 12 mile limit. However you can be more than 12 miles offshore if you are travelling between two points on the mainland.

Does my outboard need a lock?

Yes, in order for theft to be covered, your outboard needs to be secured to the transom by a locking device.

My craft is fitted with a ‘kill cord’, should I use it all the time?

Yes. You will have no cover if you fail to attach your kill cord. Occupants thrown from the craft can avoid serious injury if the engine can be cut.

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Rib Insurance

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Get a quote for RIB insurance
  • Quotes available online, 24/7
  • £3m third-party liability
  • Automatic cover for damage to underwater gear
  • Tiered levels of cover to choose from
  • Legal Expenses and 24-hour helpline
  • Optional water ski cover
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