Boat insurance for a wide variety of craft, covering a range of risks. Call us to speak with our friendly team or buy boat insurance online.
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Our boat insurance policies take into account a number of factors including the size, value and use of your craft. Find out more details below.
Our boat cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for. Accidental damage is available across our policies to protect you from bumps and scrapes. It is also possible to add race cover to a number of our boat insurance policies, so if you plan to get competitive then speak to one of our specialist advisers to discuss including this cover in your boat insurance policy.
See our videos on boat insurance, safety and maintenance
Our video explains the precautions to take to ensure you stay safe when using gas on your boat.
Learn more about Motor Boat and Speed Boat Insurance
Watch our guide to the types of motor craft we can insure, to help you understand what is the right cover for you.
Learn more about Motor Boat and Speed Boat Insurance
We know about more than just boat insurance; read more from Towergate:
insurance guide
Read our guide to buying boat insurance, for both first-time craft owners and those looking to renew their policy. Find out the key features and exclusions to look out for...
View insurance guide
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Buying a boat is a really exciting process, from choosing the type of craft that suits your needs to testing out different vessels on the water. However, it is important that you take into consideration the various costs of buying and owning a boat to ensure that you have a suitable budget.
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The rigid inflatable boat (RIB) is an incredibly popular choice of power boat due to its versatility, speed and ability to cope with challenging conditions. However, many people incorrectly refer to all inflatable boats as RIBs, not knowing that some of these RIBs are in fact soft inflatable boats (SIBs). This means that they do not have a hard hull, so are easy to deflate and store, and also tend to be far more affordable than RIBs.
insurance guide
Spend an afternoon at a busy marina, and it’s clear that yachting is having something of a heyday. Whether you’ve previously sailed with a crew and are looking to next compete in your own vessel, or you are simply attracted to the lifestyle of leisurely weekends along the coast, owning a yacht is a dream for many. But what does owning a yacht involve, and how much will it all set you back? Our guide will help you understand the realities of yacht purchase and ownership.
Although boat insurance is not a legal requirement in the UK, evidence of third party insurance is compulsory at most marinas, harbours and in recognised mooring areas. If you’re considering investing thousands of pounds in a boat, you’ll no doubt want to make sure you’ve got the right insurance cover in place to protect it.
Our boat insurance policies cover a variety of different risks and there are four levels of cover to choose from, depending on the type of craft you have, its age and size, and how and where you use it. Therefore, it’s difficult to give an average cost.
The level of coverage you need will depends on a number of factors, particularly how and where you are intending to use your boat. Should you use your craft for more particular or competitive purposes, such as racing, you can add specialist cover to your policy for greater peace of mind and increased protection.
It is always recommended that you check your policy documents for a comprehensive list of exclusions but typically boat insurance does not include:
Not automatically but it is possible to add racing cover to a number of our policies. For more information on racing insurance cover speak to one of our expert advisers by calling 0344 892 1987.