Office Insurance

Yes, we are able to offer an "All Risks" extension to your office package for items taken away from your office i.e. laptops and other equipment used for external trips & meetings. This will normally be anywhere in the UK but we can always extend this if you travel further afield.

This is only necessary if you own the property, otherwise your landlord is likely to cover this as part of their own insurance policy. If you do own the property, we can help you find buildings insurance as part of your overall office package policy. Check your lease for any insurance clauses.

An office contents policy will normally cover set amount of money on the premises during business hours, with reduced limits overnight unless you have a safe. Depending on the amounts involved there may be terms applied, we will discuss these when arranging cover.

No, our range of insurance packages enables us to deliver the right solution for both start-ups as well as established businesses

It depends on your circumstances. With many people now working from home, the insurance market is offering a range of solutions. Speak to us and we will advise you on the most suitable options for you.

You should not assume anything, always check as business equipment is not covered by your home insurance as standard. Importantly, you will also need to cover your liabilities for your business activities – public and employers liability cover professional indemnity. All of these will be excluded from most home insurance policies.

You should notify your insurers of any damage to your property even if you think someone else may be responsible. Do not assume that just because the damage was caused by someone else that they are legally liable. The law allows for genuine and fortuitous events and also bear in mind that they might not be insured or in a financial position to pay for your damage, which will cause you delays and interrupt your trading.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.