DSLR Insurance

Tailored DSLR insurance for hobbyist photographers, with a fast and efficient claims service so nothing gets in your way. Our DSLR cover can offer up to 90 days EU and worldwide cover.

About DSLR Insurance

Care

Cover can be upgraded for pro photographers

Extend your cover options if you want to take up a photography career

Camera Travel

New for old DSLR insurance

New for old cover ensures your DSLR can be replaced with a brand-new equivalent in the event of a total loss

Shield

DSLR theft cover

Cover for open or opportunist theft of your DSLR, including when travelling

Direct Debit

Pay by Direct Debit

You can split your DSLR insurance payment into instalments

Features of DSLR Insurance

Standard cover

Flexible cover for your DSLR and photographic equipment

Our DSLR camera insurance is adaptable to the various risks you encounter depending on how you use your equipment. If you’re a beginner you probably just need camera cover, but if your passion for photography grows you can add other equipment such as different lenses and tripods to your policy: just call us. Note this may alter your premium and there may be an adjustment fee.

DSLR camera insurance while you are travelling

Our DSLR insurance policies include the option to cover your camera and equipment when travelling, for up to 45 days in any one trip. Just check the country you're travelling to is included in your policy, or ring us to make 100% sure.

New for old DSLR camera equipment cover

As standard we insure your DSLR equipment on a new for old basis, meaning if you lose or damage your camera, lenses or other accessories beyond repair, they can be replaced with a brand-new equivalent model. Make sure you provide us with the ‘as new now’ values of your DSLR or related equipment when obtaining your quote with us, so you are covered for the right amount if a replacement if needed.

Cover for DSLR equipment stored in vehicles

To ensure peace of mind when you are out and about with your camera, all our policies cover your DSLR and accompanying equipment whilst stored in a vehicle. Just note the security requirements required if your equipment is worth more than £5,000 in total - check your policy wording for details or get in touch with us to confirm.

DSLR Insurance FAQs

Question

How do I know the value of the DSLR equipment I want to insure?

Answer

To make sure you can obtain the right DSLR on a new for old basis, check how much an equivalent replacement costs in the market, so you know what value you should insure your own equipment for.

Question

Do I need to provide you with a list of my camera equipment?

Answer

No, provided you have receipts and invoices for your DSLR and related accessories in the event of a claim. If you are concerned that you may not have these then please supply an equipment list, to make sure that your sum insured is adequate.

Question

Is my DSLR equipment covered in the hold of an aircraft?

Answer

Yes, full cover is extended to equipment within the hold of an aircraft subject to the equipment being in a locked Peli Case or similar protective casing.

Question

Is my equipment covered if I am distracted and it is stolen?

Answer

Yes, Towergate offer products that provide cover for 'open theft' and this would include opportunist. This means we do not require signs of forcible or violent, entry or exit for the theft cover to be in force.

Question

Under my previous insurance I made a claim, will this affect my cover?

Answer

We only need to know about claims you have made in the last five years. Each claim is considered on an individual basis and though some may have no effect on your policy, others might. Just make sure you let us know and we will talk you through it, failure to disclose a claim can invalidate your cover.

Question

Do I have to pay an excess in the event of a claim?

Answer

Yes, Towergate DSLR insurance excesses vary but full details can be found on your policy documents or you can contact one of the team.

Question

Can you cover my drone for commercial use?

Answer

Yes, we have teamed up with a leading Lloyds aviation insurer to offer you a specialist aviation cover and claims service for commercial users of drones. We can provide expert liability and hull protection backed up by a team of aviation claims specialists. They have access to lawyers who are experienced in working with some of the largest global aviation operators and the complex liability issues that can arise.

Question

Can I pay in instalments?

Answer

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Question

Where can I find more information about monthly Direct Debit?

Answer

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

How do I make a claim?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.

1.

Find your insurance documents

and make sure you have all your information at hand, including your policy number

2.

Call the claims team

on 01489 770325 and explain exactly what happened

3.

Provide photos if requested

to help us understand what happened as quickly as we can

Relaxed Person Making Claim