Insurance for motorhomes up to the value of £120,000. Third-party fire and theft cover, as well as comprehensive policy options, including medical expenses, windscreen/windows, personal belongings, AV and equipment cover.
Cover for social, domestic and pleasure motorhomes up to £120,000.
Third Party Fire and Theft or Comprehensive policy options.
Offers medical expenses, windscreen/windows and personal belongings cover.
Our motorhome insurance policy includes a no claims bonus where applicable.
We offer motorhome insurance for vehicles up to the value of £120,000. Public liability cover is included in both our Third Party Fire and Theft as well as our Comprehensive policies. Damage is covered up to £20,000,000 in the event of damage to the property of, or injury to a third-party. We will also pay up to £5,000,000 for any costs arising from the claim. This cover only applies to towing if motorhomes are secured by the manufacturers recommended instructions.
In the event of an accident, our comprehensive motorhome insurance policy will pay the medical expenses up to £500 per person involved and/or injured (with no excess). In more serious situations, i.e., loss of sight, loss of limb, death, etc; the personal accident benefit will pay out larger amounts, providing financial and medical support to our customers. Please note that an excess charge may be required.
The glass parts of the motorhome are likely to be the most fragile. Repair or replacement of damaged windows or windscreen is included as standard on comprehensive policies. If the glass can be repaired rather than replaced, we will not charge an excess. While there is no limit on windscreen damage, damage to glass sunroofs, lights, or reflectors are not covered on our motorhome insurance policies.
As part of our comprehensive motorhome insurance policy, you have cover of up to £2,000 for personal belongings. This includes, linen, cutlery, utensils, furnishings, clothing, and other camping equipment used in conjunction with your motorhome. This does not include property taken from an unlocked vehicle or property which has not been properly protected from loss or damage. In respect of awnings, gas cylinders and generators, we will pay up to £1,000.
If your motorhome is written off or stolen and less than a year old in the event of a claim, we will give replace it with a new one of the same make, model, and specification.
Our comprehensive motorhome insurance policy includes loss of, or damage to, permanently fitted equipment g up to £500.
See the checklist below; if these match you and your vehicle, then you may qualify for a quote.
Provided they are named on your motorhome insurance policy, you can have up to 3 additional drivers.
Yes. You automatically receive 180 days of European cover for the type of insurance you have chosen: either Third Party Fire and Theft or Comprehensive cover.
Yes. Provided you have been five years claims free on your motorhome insurance, you will have the option to protect your No Claims Bonus.
Unfortunately, not. We can only offer Third Party Fire and Theft cover and Comprehensive cover.
Full terms and conditions are available on request from your Towergate advisor, and in your policy documents.
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
and make sure you have all your information at hand, including your policy number
on 01536 677013 and explain exactly what happened
to help us understand what happened as quickly as we can
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