Agricultural Vehicle Insurance
Flexible cover for commercial farm and agricultural vehicles. Protection for tractors, ATVs and quads, RTVs, cars and more under a multi vehicle policy, whether you farm livestock or arable land.
Agricultural Vehicle Insurance
Flexible cover for commercial farm and agricultural vehicles. Protection for tractors, ATVs and quads, RTVs, cars and more under a multi vehicle policy, whether you farm livestock or arable land.
About Agricultural Vehicle Insurance
Flexible agricultural vehicle cover
Three levels of cover within our policies, to suit your requirements.
Protection for multiple vehicles
Covers most types of farm vehicles under one policy.
Liability cover as standard
Agricultural vehicle insurance includes liability cover to third parties.
Discounts available
Discounts for safe drivers, multi-vehicle policies and security systems.
Features of Agricultural Vehicle Insurance
Standard cover
Discounts and special rates available
As our agricultural vehicle insurance policy is designed to reward safe drivers and workers, we offer discounts and special rates depending on your circumstances. These include discounts on multi-vehicle policies and security systems. For more information on discounts, please speak to an adviser.
Cover for multiple agricultural vehicles
Our agricultural vehicle insurance policy can cover multiple farm vehicles under one policy and some providers offer multi-sectional discounts. If you own other vehicles, such as private cars, commercial vehicles, ATV and quad bikes, it may be possible to include these within your agricultural vehicle policy.
Cover for trailers and other trailed machinery
Cover will automatically apply to trailers - including horseboxes, trailed implements and other attachments - against accidental damage and theft. These items will also be covered when they are detached from a vehicle. Many policies will have an inner limit, so it is important to check with an adviser that you are adequately covered.
Liability cover included as standard
Our agricultural vehicle insurance includes liability cover to third parties across different vehicle types. It also covers legal costs, giving you peace of mind.
Agricultural Vehicle Insurance FAQs
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Can you cover multiple agricultural vehicles?
Can you cover multiple agricultural vehicles?
Yes. We can provide cover for agricultural vehicles, commercial vehicles, and private vehicles. This means you will be able to cover most of your farm vehicles under a single policy, which will not only cut down on paperwork, but may also be more straightforward when it comes to renewals.
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I use a quad bike to get around. Will my insurance cover this?
I use a quad bike to get around. Will my insurance cover this?
Quad bikes and ATVs can also be covered under our agricultural vehicle insurance.
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What levels of cover does your agricultural vehicle insurance offer?
What levels of cover does your agricultural vehicle insurance offer?
There are three levels of cover within our policies. Comprehensive, third party, fire and theft, and third party only. You can choose one to suit your requirements.
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Can you cover agricultural contractors?
Can you cover agricultural contractors?
Yes, it is possible to extend your agricultural vehicle insurance to also cover agricultural contractors. Just speak to your adviser to let them know that you require this cover.
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Are there any exclusions on my agricultural vehicle insurance policy?
Are there any exclusions on my agricultural vehicle insurance policy?
Full terms and conditions are available on request from your Towergate advisor, and in your policy documents.
How do I make a claim?
When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible.
Find your insurance documents
and make sure you have all your information at hand, including your policy number
Call the claims team
on 01823 625503 and explain exactly what happened
Provide photos if requested
to help us understand what happened as quickly as we can
